LTV · monthly repayment
▼ 0.50% · 3.625%
HK$38,523
−HK$2,416/mo
▼ 0.25% · 3.875%
HK$39,721
−HK$1,218/mo
Today · 4.125%
HK$40,939
baseline
▲ 0.50% · 4.625%
HK$43,430
+HK$2,491/mo
Deposit HK$8.45M · loan HK$8.45M · min. income ≈ HK$81,878/mo (50% DSR)
Upfront cash ≈ HK$9.08M (deposit + AVD stamp duty HK$633,532 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,857
−HK$2,315/mo
▼ 0.25% · 3.875%
HK$44,006
−HK$1,166/mo
Today · 4.125%
HK$45,172
baseline
▲ 0.50% · 4.625%
HK$47,553
+HK$2,381/mo
Deposit HK$8.45M · loan HK$8.45M · min. income ≈ HK$90,344/mo (50% DSR)
Upfront cash ≈ HK$9.08M (deposit + AVD stamp duty HK$633,532 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,228
−HK$2,899/mo
▼ 0.25% · 3.875%
HK$47,666
−HK$1,461/mo
Today · 4.125%
HK$49,127
baseline
▲ 0.50% · 4.625%
HK$52,116
+HK$2,989/mo
Deposit HK$6.76M · loan HK$10.14M · min. income ≈ HK$98,254/mo (50% DSR)
Upfront cash ≈ HK$7.39M (deposit + AVD stamp duty HK$633,532 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,428
−HK$2,778/mo
▼ 0.25% · 3.875%
HK$52,807
−HK$1,399/mo
Today · 4.125%
HK$54,206
baseline
▲ 0.50% · 4.625%
HK$57,064
+HK$2,858/mo
Deposit HK$6.76M · loan HK$10.14M · min. income ≈ HK$108,412/mo (50% DSR)
Upfront cash ≈ HK$7.39M (deposit + AVD stamp duty HK$633,532 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,932
−HK$3,382/mo
▼ 0.25% · 3.875%
HK$55,610
−HK$1,704/mo
Today · 4.125%
HK$57,314
baseline
▲ 0.50% · 4.625%
HK$60,802
+HK$3,488/mo
Deposit HK$5.07M · loan HK$11.83M · min. income ≈ HK$114,628/mo (50% DSR)
Upfront cash ≈ HK$5.70M (deposit + AVD stamp duty HK$633,532 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,999
−HK$3,242/mo
▼ 0.25% · 3.875%
HK$61,608
−HK$1,633/mo
Today · 4.125%
HK$63,241
baseline
▲ 0.50% · 4.625%
HK$66,574
+HK$3,333/mo
Deposit HK$5.07M · loan HK$11.83M · min. income ≈ HK$126,482/mo (50% DSR)
Upfront cash ≈ HK$5.70M (deposit + AVD stamp duty HK$633,532 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,342
−HK$4,348/mo
▼ 0.25% · 3.875%
HK$71,498
−HK$2,192/mo
Today · 4.125%
HK$73,690
baseline
▲ 0.50% · 4.625%
HK$78,174
+HK$4,484/mo
Deposit HK$1.69M · loan HK$15.20M · min. income ≈ HK$147,380/mo (50% DSR)
Upfront cash ≈ HK$2.32M (deposit + AVD stamp duty HK$633,532 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,142
−HK$4,167/mo
▼ 0.25% · 3.875%
HK$79,211
−HK$2,098/mo
Today · 4.125%
HK$81,309
baseline
▲ 0.50% · 4.625%
HK$85,595
+HK$4,286/mo
Deposit HK$1.69M · loan HK$15.20M · min. income ≈ HK$162,618/mo (50% DSR)
Upfront cash ≈ HK$2.32M (deposit + AVD stamp duty HK$633,532 · Scale 2, in force from 26 Feb 2026)