LTV · monthly repayment
▼ 0.50% · 3.625%
HK$38,524
−HK$2,415/mo
▼ 0.25% · 3.875%
HK$39,722
−HK$1,217/mo
Today · 4.125%
HK$40,939
baseline
▲ 0.50% · 4.625%
HK$43,430
+HK$2,491/mo
Deposit HK$8.45M · loan HK$8.45M · min. income ≈ HK$81,878/mo (50% DSR)
Upfront cash ≈ HK$9.08M (deposit + AVD stamp duty HK$633,540 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,857
−HK$2,315/mo
▼ 0.25% · 3.875%
HK$44,006
−HK$1,166/mo
Today · 4.125%
HK$45,172
baseline
▲ 0.50% · 4.625%
HK$47,554
+HK$2,382/mo
Deposit HK$8.45M · loan HK$8.45M · min. income ≈ HK$90,344/mo (50% DSR)
Upfront cash ≈ HK$9.08M (deposit + AVD stamp duty HK$633,540 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,228
−HK$2,899/mo
▼ 0.25% · 3.875%
HK$47,666
−HK$1,461/mo
Today · 4.125%
HK$49,127
baseline
▲ 0.50% · 4.625%
HK$52,116
+HK$2,989/mo
Deposit HK$6.76M · loan HK$10.14M · min. income ≈ HK$98,254/mo (50% DSR)
Upfront cash ≈ HK$7.39M (deposit + AVD stamp duty HK$633,540 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,428
−HK$2,779/mo
▼ 0.25% · 3.875%
HK$52,808
−HK$1,399/mo
Today · 4.125%
HK$54,207
baseline
▲ 0.50% · 4.625%
HK$57,064
+HK$2,857/mo
Deposit HK$6.76M · loan HK$10.14M · min. income ≈ HK$108,414/mo (50% DSR)
Upfront cash ≈ HK$7.39M (deposit + AVD stamp duty HK$633,540 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,933
−HK$3,382/mo
▼ 0.25% · 3.875%
HK$55,611
−HK$1,704/mo
Today · 4.125%
HK$57,315
baseline
▲ 0.50% · 4.625%
HK$60,802
+HK$3,487/mo
Deposit HK$5.07M · loan HK$11.83M · min. income ≈ HK$114,630/mo (50% DSR)
Upfront cash ≈ HK$5.70M (deposit + AVD stamp duty HK$633,540 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,000
−HK$3,241/mo
▼ 0.25% · 3.875%
HK$61,609
−HK$1,632/mo
Today · 4.125%
HK$63,241
baseline
▲ 0.50% · 4.625%
HK$66,575
+HK$3,334/mo
Deposit HK$5.07M · loan HK$11.83M · min. income ≈ HK$126,482/mo (50% DSR)
Upfront cash ≈ HK$5.70M (deposit + AVD stamp duty HK$633,540 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,342
−HK$4,349/mo
▼ 0.25% · 3.875%
HK$71,499
−HK$2,192/mo
Today · 4.125%
HK$73,691
baseline
▲ 0.50% · 4.625%
HK$78,175
+HK$4,484/mo
Deposit HK$1.69M · loan HK$15.20M · min. income ≈ HK$147,382/mo (50% DSR)
Upfront cash ≈ HK$2.32M (deposit + AVD stamp duty HK$633,540 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,143
−HK$4,167/mo
▼ 0.25% · 3.875%
HK$79,212
−HK$2,098/mo
Today · 4.125%
HK$81,310
baseline
▲ 0.50% · 4.625%
HK$85,596
+HK$4,286/mo
Deposit HK$1.69M · loan HK$15.20M · min. income ≈ HK$162,620/mo (50% DSR)
Upfront cash ≈ HK$2.32M (deposit + AVD stamp duty HK$633,540 · Scale 2, in force from 26 Feb 2026)