LTV · monthly repayment
▼ 0.50% · 3.625%
HK$38,525
−HK$2,416/mo
▼ 0.25% · 3.875%
HK$39,723
−HK$1,218/mo
Today · 4.125%
HK$40,941
baseline
▲ 0.50% · 4.625%
HK$43,432
+HK$2,491/mo
Deposit HK$8.45M · loan HK$8.45M · min. income ≈ HK$81,882/mo (50% DSR)
Upfront cash ≈ HK$9.08M (deposit + AVD stamp duty HK$633,564 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,859
−HK$2,315/mo
▼ 0.25% · 3.875%
HK$44,008
−HK$1,166/mo
Today · 4.125%
HK$45,174
baseline
▲ 0.50% · 4.625%
HK$47,555
+HK$2,381/mo
Deposit HK$8.45M · loan HK$8.45M · min. income ≈ HK$90,348/mo (50% DSR)
Upfront cash ≈ HK$9.08M (deposit + AVD stamp duty HK$633,564 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,230
−HK$2,899/mo
▼ 0.25% · 3.875%
HK$47,668
−HK$1,461/mo
Today · 4.125%
HK$49,129
baseline
▲ 0.50% · 4.625%
HK$52,118
+HK$2,989/mo
Deposit HK$6.76M · loan HK$10.14M · min. income ≈ HK$98,258/mo (50% DSR)
Upfront cash ≈ HK$7.39M (deposit + AVD stamp duty HK$633,564 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,430
−HK$2,779/mo
▼ 0.25% · 3.875%
HK$52,810
−HK$1,399/mo
Today · 4.125%
HK$54,209
baseline
▲ 0.50% · 4.625%
HK$57,066
+HK$2,857/mo
Deposit HK$6.76M · loan HK$10.14M · min. income ≈ HK$108,418/mo (50% DSR)
Upfront cash ≈ HK$7.39M (deposit + AVD stamp duty HK$633,564 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,935
−HK$3,382/mo
▼ 0.25% · 3.875%
HK$55,613
−HK$1,704/mo
Today · 4.125%
HK$57,317
baseline
▲ 0.50% · 4.625%
HK$60,805
+HK$3,488/mo
Deposit HK$5.07M · loan HK$11.83M · min. income ≈ HK$114,634/mo (50% DSR)
Upfront cash ≈ HK$5.70M (deposit + AVD stamp duty HK$633,564 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,002
−HK$3,242/mo
▼ 0.25% · 3.875%
HK$61,611
−HK$1,633/mo
Today · 4.125%
HK$63,244
baseline
▲ 0.50% · 4.625%
HK$66,577
+HK$3,333/mo
Deposit HK$5.07M · loan HK$11.83M · min. income ≈ HK$126,488/mo (50% DSR)
Upfront cash ≈ HK$5.70M (deposit + AVD stamp duty HK$633,564 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,345
−HK$4,348/mo
▼ 0.25% · 3.875%
HK$71,502
−HK$2,191/mo
Today · 4.125%
HK$73,693
baseline
▲ 0.50% · 4.625%
HK$78,178
+HK$4,485/mo
Deposit HK$1.69M · loan HK$15.21M · min. income ≈ HK$147,386/mo (50% DSR)
Upfront cash ≈ HK$2.32M (deposit + AVD stamp duty HK$633,564 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,146
−HK$4,167/mo
▼ 0.25% · 3.875%
HK$79,215
−HK$2,098/mo
Today · 4.125%
HK$81,313
baseline
▲ 0.50% · 4.625%
HK$85,600
+HK$4,287/mo
Deposit HK$1.69M · loan HK$15.21M · min. income ≈ HK$162,626/mo (50% DSR)
Upfront cash ≈ HK$2.32M (deposit + AVD stamp duty HK$633,564 · Scale 2, in force from 26 Feb 2026)