LTV · monthly repayment
▼ 0.50% · 3.625%
HK$38,526
−HK$2,416/mo
▼ 0.25% · 3.875%
HK$39,725
−HK$1,217/mo
Today · 4.125%
HK$40,942
baseline
▲ 0.50% · 4.625%
HK$43,434
+HK$2,492/mo
Deposit HK$8.45M · loan HK$8.45M · min. income ≈ HK$81,884/mo (50% DSR)
Upfront cash ≈ HK$9.08M (deposit + AVD stamp duty HK$633,588 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,860
−HK$2,316/mo
▼ 0.25% · 3.875%
HK$44,010
−HK$1,166/mo
Today · 4.125%
HK$45,176
baseline
▲ 0.50% · 4.625%
HK$47,557
+HK$2,381/mo
Deposit HK$8.45M · loan HK$8.45M · min. income ≈ HK$90,352/mo (50% DSR)
Upfront cash ≈ HK$9.08M (deposit + AVD stamp duty HK$633,588 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,232
−HK$2,899/mo
▼ 0.25% · 3.875%
HK$47,670
−HK$1,461/mo
Today · 4.125%
HK$49,131
baseline
▲ 0.50% · 4.625%
HK$52,120
+HK$2,989/mo
Deposit HK$6.76M · loan HK$10.14M · min. income ≈ HK$98,262/mo (50% DSR)
Upfront cash ≈ HK$7.39M (deposit + AVD stamp duty HK$633,588 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,432
−HK$2,779/mo
▼ 0.25% · 3.875%
HK$52,812
−HK$1,399/mo
Today · 4.125%
HK$54,211
baseline
▲ 0.50% · 4.625%
HK$57,069
+HK$2,858/mo
Deposit HK$6.76M · loan HK$10.14M · min. income ≈ HK$108,422/mo (50% DSR)
Upfront cash ≈ HK$7.39M (deposit + AVD stamp duty HK$633,588 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,937
−HK$3,382/mo
▼ 0.25% · 3.875%
HK$55,615
−HK$1,704/mo
Today · 4.125%
HK$57,319
baseline
▲ 0.50% · 4.625%
HK$60,807
+HK$3,488/mo
Deposit HK$5.07M · loan HK$11.83M · min. income ≈ HK$114,638/mo (50% DSR)
Upfront cash ≈ HK$5.70M (deposit + AVD stamp duty HK$633,588 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,004
−HK$3,242/mo
▼ 0.25% · 3.875%
HK$61,614
−HK$1,632/mo
Today · 4.125%
HK$63,246
baseline
▲ 0.50% · 4.625%
HK$66,580
+HK$3,334/mo
Deposit HK$5.07M · loan HK$11.83M · min. income ≈ HK$126,492/mo (50% DSR)
Upfront cash ≈ HK$5.70M (deposit + AVD stamp duty HK$633,588 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,348
−HK$4,348/mo
▼ 0.25% · 3.875%
HK$71,505
−HK$2,191/mo
Today · 4.125%
HK$73,696
baseline
▲ 0.50% · 4.625%
HK$78,181
+HK$4,485/mo
Deposit HK$1.69M · loan HK$15.21M · min. income ≈ HK$147,392/mo (50% DSR)
Upfront cash ≈ HK$2.32M (deposit + AVD stamp duty HK$633,588 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,149
−HK$4,168/mo
▼ 0.25% · 3.875%
HK$79,218
−HK$2,099/mo
Today · 4.125%
HK$81,317
baseline
▲ 0.50% · 4.625%
HK$85,603
+HK$4,286/mo
Deposit HK$1.69M · loan HK$15.21M · min. income ≈ HK$162,634/mo (50% DSR)
Upfront cash ≈ HK$2.32M (deposit + AVD stamp duty HK$633,588 · Scale 2, in force from 26 Feb 2026)