LTV · monthly repayment
▼ 0.50% · 3.625%
HK$38,529
−HK$2,417/mo
▼ 0.25% · 3.875%
HK$39,728
−HK$1,218/mo
Today · 4.125%
HK$40,946
baseline
▲ 0.50% · 4.625%
HK$43,437
+HK$2,491/mo
Deposit HK$8.45M · loan HK$8.45M · min. income ≈ HK$81,892/mo (50% DSR)
Upfront cash ≈ HK$9.08M (deposit + AVD stamp duty HK$633,637 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,864
−HK$2,315/mo
▼ 0.25% · 3.875%
HK$44,013
−HK$1,166/mo
Today · 4.125%
HK$45,179
baseline
▲ 0.50% · 4.625%
HK$47,561
+HK$2,382/mo
Deposit HK$8.45M · loan HK$8.45M · min. income ≈ HK$90,358/mo (50% DSR)
Upfront cash ≈ HK$9.08M (deposit + AVD stamp duty HK$633,637 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,235
−HK$2,900/mo
▼ 0.25% · 3.875%
HK$47,674
−HK$1,461/mo
Today · 4.125%
HK$49,135
baseline
▲ 0.50% · 4.625%
HK$52,124
+HK$2,989/mo
Deposit HK$6.76M · loan HK$10.14M · min. income ≈ HK$98,270/mo (50% DSR)
Upfront cash ≈ HK$7.39M (deposit + AVD stamp duty HK$633,637 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,436
−HK$2,779/mo
▼ 0.25% · 3.875%
HK$52,816
−HK$1,399/mo
Today · 4.125%
HK$54,215
baseline
▲ 0.50% · 4.625%
HK$57,073
+HK$2,858/mo
Deposit HK$6.76M · loan HK$10.14M · min. income ≈ HK$108,430/mo (50% DSR)
Upfront cash ≈ HK$7.39M (deposit + AVD stamp duty HK$633,637 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,941
−HK$3,383/mo
▼ 0.25% · 3.875%
HK$55,619
−HK$1,705/mo
Today · 4.125%
HK$57,324
baseline
▲ 0.50% · 4.625%
HK$60,812
+HK$3,488/mo
Deposit HK$5.07M · loan HK$11.83M · min. income ≈ HK$114,648/mo (50% DSR)
Upfront cash ≈ HK$5.70M (deposit + AVD stamp duty HK$633,637 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,009
−HK$3,242/mo
▼ 0.25% · 3.875%
HK$61,618
−HK$1,633/mo
Today · 4.125%
HK$63,251
baseline
▲ 0.50% · 4.625%
HK$66,585
+HK$3,334/mo
Deposit HK$5.07M · loan HK$11.83M · min. income ≈ HK$126,502/mo (50% DSR)
Upfront cash ≈ HK$5.70M (deposit + AVD stamp duty HK$633,637 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,353
−HK$4,349/mo
▼ 0.25% · 3.875%
HK$71,510
−HK$2,192/mo
Today · 4.125%
HK$73,702
baseline
▲ 0.50% · 4.625%
HK$78,187
+HK$4,485/mo
Deposit HK$1.69M · loan HK$15.21M · min. income ≈ HK$147,404/mo (50% DSR)
Upfront cash ≈ HK$2.32M (deposit + AVD stamp duty HK$633,637 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,155
−HK$4,168/mo
▼ 0.25% · 3.875%
HK$79,224
−HK$2,099/mo
Today · 4.125%
HK$81,323
baseline
▲ 0.50% · 4.625%
HK$85,610
+HK$4,287/mo
Deposit HK$1.69M · loan HK$15.21M · min. income ≈ HK$162,646/mo (50% DSR)
Upfront cash ≈ HK$2.32M (deposit + AVD stamp duty HK$633,637 · Scale 2, in force from 26 Feb 2026)