LTV · monthly repayment
▼ 0.50% · 3.625%
HK$38,530
−HK$2,416/mo
▼ 0.25% · 3.875%
HK$39,729
−HK$1,217/mo
Today · 4.125%
HK$40,946
baseline
▲ 0.50% · 4.625%
HK$43,438
+HK$2,492/mo
Deposit HK$8.45M · loan HK$8.45M · min. income ≈ HK$81,892/mo (50% DSR)
Upfront cash ≈ HK$9.08M (deposit + AVD stamp duty HK$633,650 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,865
−HK$2,315/mo
▼ 0.25% · 3.875%
HK$44,014
−HK$1,166/mo
Today · 4.125%
HK$45,180
baseline
▲ 0.50% · 4.625%
HK$47,562
+HK$2,382/mo
Deposit HK$8.45M · loan HK$8.45M · min. income ≈ HK$90,360/mo (50% DSR)
Upfront cash ≈ HK$9.08M (deposit + AVD stamp duty HK$633,650 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,236
−HK$2,900/mo
▼ 0.25% · 3.875%
HK$47,674
−HK$1,462/mo
Today · 4.125%
HK$49,136
baseline
▲ 0.50% · 4.625%
HK$52,125
+HK$2,989/mo
Deposit HK$6.76M · loan HK$10.14M · min. income ≈ HK$98,272/mo (50% DSR)
Upfront cash ≈ HK$7.39M (deposit + AVD stamp duty HK$633,650 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,437
−HK$2,779/mo
▼ 0.25% · 3.875%
HK$52,817
−HK$1,399/mo
Today · 4.125%
HK$54,216
baseline
▲ 0.50% · 4.625%
HK$57,074
+HK$2,858/mo
Deposit HK$6.76M · loan HK$10.14M · min. income ≈ HK$108,432/mo (50% DSR)
Upfront cash ≈ HK$7.39M (deposit + AVD stamp duty HK$633,650 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,942
−HK$3,383/mo
▼ 0.25% · 3.875%
HK$55,620
−HK$1,705/mo
Today · 4.125%
HK$57,325
baseline
▲ 0.50% · 4.625%
HK$60,813
+HK$3,488/mo
Deposit HK$5.07M · loan HK$11.83M · min. income ≈ HK$114,650/mo (50% DSR)
Upfront cash ≈ HK$5.70M (deposit + AVD stamp duty HK$633,650 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,010
−HK$3,242/mo
▼ 0.25% · 3.875%
HK$61,620
−HK$1,632/mo
Today · 4.125%
HK$63,252
baseline
▲ 0.50% · 4.625%
HK$66,587
+HK$3,335/mo
Deposit HK$5.07M · loan HK$11.83M · min. income ≈ HK$126,504/mo (50% DSR)
Upfront cash ≈ HK$5.70M (deposit + AVD stamp duty HK$633,650 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,354
−HK$4,350/mo
▼ 0.25% · 3.875%
HK$71,512
−HK$2,192/mo
Today · 4.125%
HK$73,704
baseline
▲ 0.50% · 4.625%
HK$78,188
+HK$4,484/mo
Deposit HK$1.69M · loan HK$15.21M · min. income ≈ HK$147,408/mo (50% DSR)
Upfront cash ≈ HK$2.32M (deposit + AVD stamp duty HK$633,650 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,156
−HK$4,169/mo
▼ 0.25% · 3.875%
HK$79,225
−HK$2,100/mo
Today · 4.125%
HK$81,325
baseline
▲ 0.50% · 4.625%
HK$85,611
+HK$4,286/mo
Deposit HK$1.69M · loan HK$15.21M · min. income ≈ HK$162,650/mo (50% DSR)
Upfront cash ≈ HK$2.32M (deposit + AVD stamp duty HK$633,650 · Scale 2, in force from 26 Feb 2026)