LTV · monthly repayment
▼ 0.50% · 3.625%
HK$38,531
−HK$2,416/mo
▼ 0.25% · 3.875%
HK$39,729
−HK$1,218/mo
Today · 4.125%
HK$40,947
baseline
▲ 0.50% · 4.625%
HK$43,438
+HK$2,491/mo
Deposit HK$8.45M · loan HK$8.45M · min. income ≈ HK$81,894/mo (50% DSR)
Upfront cash ≈ HK$9.08M (deposit + AVD stamp duty HK$633,656 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,865
−HK$2,316/mo
▼ 0.25% · 3.875%
HK$44,014
−HK$1,167/mo
Today · 4.125%
HK$45,181
baseline
▲ 0.50% · 4.625%
HK$47,562
+HK$2,381/mo
Deposit HK$8.45M · loan HK$8.45M · min. income ≈ HK$90,362/mo (50% DSR)
Upfront cash ≈ HK$9.08M (deposit + AVD stamp duty HK$633,656 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,237
−HK$2,899/mo
▼ 0.25% · 3.875%
HK$47,675
−HK$1,461/mo
Today · 4.125%
HK$49,136
baseline
▲ 0.50% · 4.625%
HK$52,126
+HK$2,990/mo
Deposit HK$6.76M · loan HK$10.14M · min. income ≈ HK$98,272/mo (50% DSR)
Upfront cash ≈ HK$7.39M (deposit + AVD stamp duty HK$633,656 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,438
−HK$2,779/mo
▼ 0.25% · 3.875%
HK$52,817
−HK$1,400/mo
Today · 4.125%
HK$54,217
baseline
▲ 0.50% · 4.625%
HK$57,075
+HK$2,858/mo
Deposit HK$6.76M · loan HK$10.14M · min. income ≈ HK$108,434/mo (50% DSR)
Upfront cash ≈ HK$7.39M (deposit + AVD stamp duty HK$633,656 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,943
−HK$3,382/mo
▼ 0.25% · 3.875%
HK$55,621
−HK$1,704/mo
Today · 4.125%
HK$57,325
baseline
▲ 0.50% · 4.625%
HK$60,814
+HK$3,489/mo
Deposit HK$5.07M · loan HK$11.83M · min. income ≈ HK$114,650/mo (50% DSR)
Upfront cash ≈ HK$5.70M (deposit + AVD stamp duty HK$633,656 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,011
−HK$3,242/mo
▼ 0.25% · 3.875%
HK$61,620
−HK$1,633/mo
Today · 4.125%
HK$63,253
baseline
▲ 0.50% · 4.625%
HK$66,587
+HK$3,334/mo
Deposit HK$5.07M · loan HK$11.83M · min. income ≈ HK$126,506/mo (50% DSR)
Upfront cash ≈ HK$5.70M (deposit + AVD stamp duty HK$633,656 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,355
−HK$4,349/mo
▼ 0.25% · 3.875%
HK$71,512
−HK$2,192/mo
Today · 4.125%
HK$73,704
baseline
▲ 0.50% · 4.625%
HK$78,189
+HK$4,485/mo
Deposit HK$1.69M · loan HK$15.21M · min. income ≈ HK$147,408/mo (50% DSR)
Upfront cash ≈ HK$2.32M (deposit + AVD stamp duty HK$633,656 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,157
−HK$4,168/mo
▼ 0.25% · 3.875%
HK$79,226
−HK$2,099/mo
Today · 4.125%
HK$81,325
baseline
▲ 0.50% · 4.625%
HK$85,612
+HK$4,287/mo
Deposit HK$1.69M · loan HK$15.21M · min. income ≈ HK$162,650/mo (50% DSR)
Upfront cash ≈ HK$2.32M (deposit + AVD stamp duty HK$633,656 · Scale 2, in force from 26 Feb 2026)