LTV · monthly repayment
▼ 0.50% · 3.625%
HK$38,531
−HK$2,416/mo
▼ 0.25% · 3.875%
HK$39,729
−HK$1,218/mo
Today · 4.125%
HK$40,947
baseline
▲ 0.50% · 4.625%
HK$43,439
+HK$2,492/mo
Deposit HK$8.45M · loan HK$8.45M · min. income ≈ HK$81,894/mo (50% DSR)
Upfront cash ≈ HK$9.08M (deposit + AVD stamp duty HK$633,660 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,865
−HK$2,316/mo
▼ 0.25% · 3.875%
HK$44,015
−HK$1,166/mo
Today · 4.125%
HK$45,181
baseline
▲ 0.50% · 4.625%
HK$47,563
+HK$2,382/mo
Deposit HK$8.45M · loan HK$8.45M · min. income ≈ HK$90,362/mo (50% DSR)
Upfront cash ≈ HK$9.08M (deposit + AVD stamp duty HK$633,660 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,237
−HK$2,899/mo
▼ 0.25% · 3.875%
HK$47,675
−HK$1,461/mo
Today · 4.125%
HK$49,136
baseline
▲ 0.50% · 4.625%
HK$52,126
+HK$2,990/mo
Deposit HK$6.76M · loan HK$10.14M · min. income ≈ HK$98,272/mo (50% DSR)
Upfront cash ≈ HK$7.39M (deposit + AVD stamp duty HK$633,660 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,438
−HK$2,779/mo
▼ 0.25% · 3.875%
HK$52,818
−HK$1,399/mo
Today · 4.125%
HK$54,217
baseline
▲ 0.50% · 4.625%
HK$57,075
+HK$2,858/mo
Deposit HK$6.76M · loan HK$10.14M · min. income ≈ HK$108,434/mo (50% DSR)
Upfront cash ≈ HK$7.39M (deposit + AVD stamp duty HK$633,660 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,943
−HK$3,383/mo
▼ 0.25% · 3.875%
HK$55,621
−HK$1,705/mo
Today · 4.125%
HK$57,326
baseline
▲ 0.50% · 4.625%
HK$60,814
+HK$3,488/mo
Deposit HK$5.07M · loan HK$11.83M · min. income ≈ HK$114,652/mo (50% DSR)
Upfront cash ≈ HK$5.70M (deposit + AVD stamp duty HK$633,660 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,011
−HK$3,242/mo
▼ 0.25% · 3.875%
HK$61,621
−HK$1,632/mo
Today · 4.125%
HK$63,253
baseline
▲ 0.50% · 4.625%
HK$66,588
+HK$3,335/mo
Deposit HK$5.07M · loan HK$11.83M · min. income ≈ HK$126,506/mo (50% DSR)
Upfront cash ≈ HK$5.70M (deposit + AVD stamp duty HK$633,660 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,356
−HK$4,349/mo
▼ 0.25% · 3.875%
HK$71,513
−HK$2,192/mo
Today · 4.125%
HK$73,705
baseline
▲ 0.50% · 4.625%
HK$78,189
+HK$4,484/mo
Deposit HK$1.69M · loan HK$15.21M · min. income ≈ HK$147,410/mo (50% DSR)
Upfront cash ≈ HK$2.32M (deposit + AVD stamp duty HK$633,660 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,157
−HK$4,169/mo
▼ 0.25% · 3.875%
HK$79,227
−HK$2,099/mo
Today · 4.125%
HK$81,326
baseline
▲ 0.50% · 4.625%
HK$85,613
+HK$4,287/mo
Deposit HK$1.69M · loan HK$15.21M · min. income ≈ HK$162,652/mo (50% DSR)
Upfront cash ≈ HK$2.32M (deposit + AVD stamp duty HK$633,660 · Scale 2, in force from 26 Feb 2026)