LTV · monthly repayment
▼ 0.50% · 3.625%
HK$38,531
−HK$2,417/mo
▼ 0.25% · 3.875%
HK$39,730
−HK$1,218/mo
Today · 4.125%
HK$40,948
baseline
▲ 0.50% · 4.625%
HK$43,439
+HK$2,491/mo
Deposit HK$8.45M · loan HK$8.45M · min. income ≈ HK$81,896/mo (50% DSR)
Upfront cash ≈ HK$9.08M (deposit + AVD stamp duty HK$633,670 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,866
−HK$2,316/mo
▼ 0.25% · 3.875%
HK$44,015
−HK$1,167/mo
Today · 4.125%
HK$45,182
baseline
▲ 0.50% · 4.625%
HK$47,563
+HK$2,381/mo
Deposit HK$8.45M · loan HK$8.45M · min. income ≈ HK$90,364/mo (50% DSR)
Upfront cash ≈ HK$9.08M (deposit + AVD stamp duty HK$633,670 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,238
−HK$2,899/mo
▼ 0.25% · 3.875%
HK$47,676
−HK$1,461/mo
Today · 4.125%
HK$49,137
baseline
▲ 0.50% · 4.625%
HK$52,127
+HK$2,990/mo
Deposit HK$6.76M · loan HK$10.14M · min. income ≈ HK$98,274/mo (50% DSR)
Upfront cash ≈ HK$7.39M (deposit + AVD stamp duty HK$633,670 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,439
−HK$2,779/mo
▼ 0.25% · 3.875%
HK$52,819
−HK$1,399/mo
Today · 4.125%
HK$54,218
baseline
▲ 0.50% · 4.625%
HK$57,076
+HK$2,858/mo
Deposit HK$6.76M · loan HK$10.14M · min. income ≈ HK$108,436/mo (50% DSR)
Upfront cash ≈ HK$7.39M (deposit + AVD stamp duty HK$633,670 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,944
−HK$3,383/mo
▼ 0.25% · 3.875%
HK$55,622
−HK$1,705/mo
Today · 4.125%
HK$57,327
baseline
▲ 0.50% · 4.625%
HK$60,815
+HK$3,488/mo
Deposit HK$5.07M · loan HK$11.83M · min. income ≈ HK$114,654/mo (50% DSR)
Upfront cash ≈ HK$5.70M (deposit + AVD stamp duty HK$633,670 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,012
−HK$3,242/mo
▼ 0.25% · 3.875%
HK$61,622
−HK$1,632/mo
Today · 4.125%
HK$63,254
baseline
▲ 0.50% · 4.625%
HK$66,589
+HK$3,335/mo
Deposit HK$5.07M · loan HK$11.83M · min. income ≈ HK$126,508/mo (50% DSR)
Upfront cash ≈ HK$5.70M (deposit + AVD stamp duty HK$633,670 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,357
−HK$4,349/mo
▼ 0.25% · 3.875%
HK$71,514
−HK$2,192/mo
Today · 4.125%
HK$73,706
baseline
▲ 0.50% · 4.625%
HK$78,191
+HK$4,485/mo
Deposit HK$1.69M · loan HK$15.21M · min. income ≈ HK$147,412/mo (50% DSR)
Upfront cash ≈ HK$2.32M (deposit + AVD stamp duty HK$633,670 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,159
−HK$4,168/mo
▼ 0.25% · 3.875%
HK$79,228
−HK$2,099/mo
Today · 4.125%
HK$81,327
baseline
▲ 0.50% · 4.625%
HK$85,614
+HK$4,287/mo
Deposit HK$1.69M · loan HK$15.21M · min. income ≈ HK$162,654/mo (50% DSR)
Upfront cash ≈ HK$2.32M (deposit + AVD stamp duty HK$633,670 · Scale 2, in force from 26 Feb 2026)