LTV · monthly repayment
▼ 0.50% · 3.625%
HK$38,532
−HK$2,416/mo
▼ 0.25% · 3.875%
HK$39,731
−HK$1,217/mo
Today · 4.125%
HK$40,948
baseline
▲ 0.50% · 4.625%
HK$43,440
+HK$2,492/mo
Deposit HK$8.45M · loan HK$8.45M · min. income ≈ HK$81,896/mo (50% DSR)
Upfront cash ≈ HK$9.08M (deposit + AVD stamp duty HK$633,682 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,867
−HK$2,316/mo
▼ 0.25% · 3.875%
HK$44,016
−HK$1,167/mo
Today · 4.125%
HK$45,183
baseline
▲ 0.50% · 4.625%
HK$47,564
+HK$2,381/mo
Deposit HK$8.45M · loan HK$8.45M · min. income ≈ HK$90,366/mo (50% DSR)
Upfront cash ≈ HK$9.08M (deposit + AVD stamp duty HK$633,682 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,239
−HK$2,899/mo
▼ 0.25% · 3.875%
HK$47,677
−HK$1,461/mo
Today · 4.125%
HK$49,138
baseline
▲ 0.50% · 4.625%
HK$52,128
+HK$2,990/mo
Deposit HK$6.76M · loan HK$10.14M · min. income ≈ HK$98,276/mo (50% DSR)
Upfront cash ≈ HK$7.39M (deposit + AVD stamp duty HK$633,682 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,440
−HK$2,779/mo
▼ 0.25% · 3.875%
HK$52,820
−HK$1,399/mo
Today · 4.125%
HK$54,219
baseline
▲ 0.50% · 4.625%
HK$57,077
+HK$2,858/mo
Deposit HK$6.76M · loan HK$10.14M · min. income ≈ HK$108,438/mo (50% DSR)
Upfront cash ≈ HK$7.39M (deposit + AVD stamp duty HK$633,682 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,945
−HK$3,383/mo
▼ 0.25% · 3.875%
HK$55,623
−HK$1,705/mo
Today · 4.125%
HK$57,328
baseline
▲ 0.50% · 4.625%
HK$60,816
+HK$3,488/mo
Deposit HK$5.07M · loan HK$11.83M · min. income ≈ HK$114,656/mo (50% DSR)
Upfront cash ≈ HK$5.70M (deposit + AVD stamp duty HK$633,682 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,013
−HK$3,243/mo
▼ 0.25% · 3.875%
HK$61,623
−HK$1,633/mo
Today · 4.125%
HK$63,256
baseline
▲ 0.50% · 4.625%
HK$66,590
+HK$3,334/mo
Deposit HK$5.07M · loan HK$11.83M · min. income ≈ HK$126,512/mo (50% DSR)
Upfront cash ≈ HK$5.70M (deposit + AVD stamp duty HK$633,682 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,358
−HK$4,349/mo
▼ 0.25% · 3.875%
HK$71,515
−HK$2,192/mo
Today · 4.125%
HK$73,707
baseline
▲ 0.50% · 4.625%
HK$78,192
+HK$4,485/mo
Deposit HK$1.69M · loan HK$15.21M · min. income ≈ HK$147,414/mo (50% DSR)
Upfront cash ≈ HK$2.32M (deposit + AVD stamp duty HK$633,682 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,160
−HK$4,169/mo
▼ 0.25% · 3.875%
HK$79,229
−HK$2,100/mo
Today · 4.125%
HK$81,329
baseline
▲ 0.50% · 4.625%
HK$85,616
+HK$4,287/mo
Deposit HK$1.69M · loan HK$15.21M · min. income ≈ HK$162,658/mo (50% DSR)
Upfront cash ≈ HK$2.32M (deposit + AVD stamp duty HK$633,682 · Scale 2, in force from 26 Feb 2026)