LTV · monthly repayment
▼ 0.50% · 3.625%
HK$38,535
−HK$2,416/mo
▼ 0.25% · 3.875%
HK$39,734
−HK$1,217/mo
Today · 4.125%
HK$40,951
baseline
▲ 0.50% · 4.625%
HK$43,443
+HK$2,492/mo
Deposit HK$8.45M · loan HK$8.45M · min. income ≈ HK$81,902/mo (50% DSR)
Upfront cash ≈ HK$9.08M (deposit + AVD stamp duty HK$633,727 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,870
−HK$2,316/mo
▼ 0.25% · 3.875%
HK$44,019
−HK$1,167/mo
Today · 4.125%
HK$45,186
baseline
▲ 0.50% · 4.625%
HK$47,568
+HK$2,382/mo
Deposit HK$8.45M · loan HK$8.45M · min. income ≈ HK$90,372/mo (50% DSR)
Upfront cash ≈ HK$9.08M (deposit + AVD stamp duty HK$633,727 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,242
−HK$2,900/mo
▼ 0.25% · 3.875%
HK$47,680
−HK$1,462/mo
Today · 4.125%
HK$49,142
baseline
▲ 0.50% · 4.625%
HK$52,132
+HK$2,990/mo
Deposit HK$6.76M · loan HK$10.14M · min. income ≈ HK$98,284/mo (50% DSR)
Upfront cash ≈ HK$7.39M (deposit + AVD stamp duty HK$633,727 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,444
−HK$2,779/mo
▼ 0.25% · 3.875%
HK$52,823
−HK$1,400/mo
Today · 4.125%
HK$54,223
baseline
▲ 0.50% · 4.625%
HK$57,081
+HK$2,858/mo
Deposit HK$6.76M · loan HK$10.14M · min. income ≈ HK$108,446/mo (50% DSR)
Upfront cash ≈ HK$7.39M (deposit + AVD stamp duty HK$633,727 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,949
−HK$3,383/mo
▼ 0.25% · 3.875%
HK$55,627
−HK$1,705/mo
Today · 4.125%
HK$57,332
baseline
▲ 0.50% · 4.625%
HK$60,820
+HK$3,488/mo
Deposit HK$5.07M · loan HK$11.83M · min. income ≈ HK$114,664/mo (50% DSR)
Upfront cash ≈ HK$5.70M (deposit + AVD stamp duty HK$633,727 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,018
−HK$3,242/mo
▼ 0.25% · 3.875%
HK$61,627
−HK$1,633/mo
Today · 4.125%
HK$63,260
baseline
▲ 0.50% · 4.625%
HK$66,595
+HK$3,335/mo
Deposit HK$5.07M · loan HK$11.83M · min. income ≈ HK$126,520/mo (50% DSR)
Upfront cash ≈ HK$5.70M (deposit + AVD stamp duty HK$633,727 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,363
−HK$4,349/mo
▼ 0.25% · 3.875%
HK$71,520
−HK$2,192/mo
Today · 4.125%
HK$73,712
baseline
▲ 0.50% · 4.625%
HK$78,198
+HK$4,486/mo
Deposit HK$1.69M · loan HK$15.21M · min. income ≈ HK$147,424/mo (50% DSR)
Upfront cash ≈ HK$2.32M (deposit + AVD stamp duty HK$633,727 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,165
−HK$4,169/mo
▼ 0.25% · 3.875%
HK$79,235
−HK$2,099/mo
Today · 4.125%
HK$81,334
baseline
▲ 0.50% · 4.625%
HK$85,622
+HK$4,288/mo
Deposit HK$1.69M · loan HK$15.21M · min. income ≈ HK$162,668/mo (50% DSR)
Upfront cash ≈ HK$2.32M (deposit + AVD stamp duty HK$633,727 · Scale 2, in force from 26 Feb 2026)