LTV · monthly repayment
▼ 0.50% · 3.625%
HK$38,538
−HK$2,416/mo
▼ 0.25% · 3.875%
HK$39,737
−HK$1,217/mo
Today · 4.125%
HK$40,954
baseline
▲ 0.50% · 4.625%
HK$43,446
+HK$2,492/mo
Deposit HK$8.45M · loan HK$8.45M · min. income ≈ HK$81,908/mo (50% DSR)
Upfront cash ≈ HK$9.08M (deposit + AVD stamp duty HK$633,774 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,873
−HK$2,316/mo
▼ 0.25% · 3.875%
HK$44,023
−HK$1,166/mo
Today · 4.125%
HK$45,189
baseline
▲ 0.50% · 4.625%
HK$47,571
+HK$2,382/mo
Deposit HK$8.45M · loan HK$8.45M · min. income ≈ HK$90,378/mo (50% DSR)
Upfront cash ≈ HK$9.08M (deposit + AVD stamp duty HK$633,774 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,245
−HK$2,900/mo
▼ 0.25% · 3.875%
HK$47,684
−HK$1,461/mo
Today · 4.125%
HK$49,145
baseline
▲ 0.50% · 4.625%
HK$52,136
+HK$2,991/mo
Deposit HK$6.76M · loan HK$10.14M · min. income ≈ HK$98,290/mo (50% DSR)
Upfront cash ≈ HK$7.39M (deposit + AVD stamp duty HK$633,774 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,447
−HK$2,780/mo
▼ 0.25% · 3.875%
HK$52,827
−HK$1,400/mo
Today · 4.125%
HK$54,227
baseline
▲ 0.50% · 4.625%
HK$57,085
+HK$2,858/mo
Deposit HK$6.76M · loan HK$10.14M · min. income ≈ HK$108,454/mo (50% DSR)
Upfront cash ≈ HK$7.39M (deposit + AVD stamp duty HK$633,774 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,953
−HK$3,383/mo
▼ 0.25% · 3.875%
HK$55,631
−HK$1,705/mo
Today · 4.125%
HK$57,336
baseline
▲ 0.50% · 4.625%
HK$60,825
+HK$3,489/mo
Deposit HK$5.07M · loan HK$11.83M · min. income ≈ HK$114,672/mo (50% DSR)
Upfront cash ≈ HK$5.70M (deposit + AVD stamp duty HK$633,774 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,022
−HK$3,243/mo
▼ 0.25% · 3.875%
HK$61,632
−HK$1,633/mo
Today · 4.125%
HK$63,265
baseline
▲ 0.50% · 4.625%
HK$66,600
+HK$3,335/mo
Deposit HK$5.07M · loan HK$11.83M · min. income ≈ HK$126,530/mo (50% DSR)
Upfront cash ≈ HK$5.70M (deposit + AVD stamp duty HK$633,774 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,368
−HK$4,350/mo
▼ 0.25% · 3.875%
HK$71,526
−HK$2,192/mo
Today · 4.125%
HK$73,718
baseline
▲ 0.50% · 4.625%
HK$78,204
+HK$4,486/mo
Deposit HK$1.69M · loan HK$15.21M · min. income ≈ HK$147,436/mo (50% DSR)
Upfront cash ≈ HK$2.32M (deposit + AVD stamp duty HK$633,774 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,171
−HK$4,170/mo
▼ 0.25% · 3.875%
HK$79,241
−HK$2,100/mo
Today · 4.125%
HK$81,341
baseline
▲ 0.50% · 4.625%
HK$85,628
+HK$4,287/mo
Deposit HK$1.69M · loan HK$15.21M · min. income ≈ HK$162,682/mo (50% DSR)
Upfront cash ≈ HK$2.32M (deposit + AVD stamp duty HK$633,774 · Scale 2, in force from 26 Feb 2026)