LTV · monthly repayment
▼ 0.50% · 3.625%
HK$38,538
−HK$2,417/mo
▼ 0.25% · 3.875%
HK$39,737
−HK$1,218/mo
Today · 4.125%
HK$40,955
baseline
▲ 0.50% · 4.625%
HK$43,447
+HK$2,492/mo
Deposit HK$8.45M · loan HK$8.45M · min. income ≈ HK$81,910/mo (50% DSR)
Upfront cash ≈ HK$9.08M (deposit + AVD stamp duty HK$633,783 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,873
−HK$2,317/mo
▼ 0.25% · 3.875%
HK$44,023
−HK$1,167/mo
Today · 4.125%
HK$45,190
baseline
▲ 0.50% · 4.625%
HK$47,572
+HK$2,382/mo
Deposit HK$8.45M · loan HK$8.45M · min. income ≈ HK$90,380/mo (50% DSR)
Upfront cash ≈ HK$9.08M (deposit + AVD stamp duty HK$633,783 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,246
−HK$2,900/mo
▼ 0.25% · 3.875%
HK$47,684
−HK$1,462/mo
Today · 4.125%
HK$49,146
baseline
▲ 0.50% · 4.625%
HK$52,136
+HK$2,990/mo
Deposit HK$6.76M · loan HK$10.14M · min. income ≈ HK$98,292/mo (50% DSR)
Upfront cash ≈ HK$7.39M (deposit + AVD stamp duty HK$633,783 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,448
−HK$2,780/mo
▼ 0.25% · 3.875%
HK$52,828
−HK$1,400/mo
Today · 4.125%
HK$54,228
baseline
▲ 0.50% · 4.625%
HK$57,086
+HK$2,858/mo
Deposit HK$6.76M · loan HK$10.14M · min. income ≈ HK$108,456/mo (50% DSR)
Upfront cash ≈ HK$7.39M (deposit + AVD stamp duty HK$633,783 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,954
−HK$3,383/mo
▼ 0.25% · 3.875%
HK$55,632
−HK$1,705/mo
Today · 4.125%
HK$57,337
baseline
▲ 0.50% · 4.625%
HK$60,826
+HK$3,489/mo
Deposit HK$5.07M · loan HK$11.83M · min. income ≈ HK$114,674/mo (50% DSR)
Upfront cash ≈ HK$5.70M (deposit + AVD stamp duty HK$633,783 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,023
−HK$3,243/mo
▼ 0.25% · 3.875%
HK$61,633
−HK$1,633/mo
Today · 4.125%
HK$63,266
baseline
▲ 0.50% · 4.625%
HK$66,601
+HK$3,335/mo
Deposit HK$5.07M · loan HK$11.83M · min. income ≈ HK$126,532/mo (50% DSR)
Upfront cash ≈ HK$5.70M (deposit + AVD stamp duty HK$633,783 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,369
−HK$4,350/mo
▼ 0.25% · 3.875%
HK$71,527
−HK$2,192/mo
Today · 4.125%
HK$73,719
baseline
▲ 0.50% · 4.625%
HK$78,205
+HK$4,486/mo
Deposit HK$1.69M · loan HK$15.21M · min. income ≈ HK$147,438/mo (50% DSR)
Upfront cash ≈ HK$2.32M (deposit + AVD stamp duty HK$633,783 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,172
−HK$4,170/mo
▼ 0.25% · 3.875%
HK$79,242
−HK$2,100/mo
Today · 4.125%
HK$81,342
baseline
▲ 0.50% · 4.625%
HK$85,629
+HK$4,287/mo
Deposit HK$1.69M · loan HK$15.21M · min. income ≈ HK$162,684/mo (50% DSR)
Upfront cash ≈ HK$2.32M (deposit + AVD stamp duty HK$633,783 · Scale 2, in force from 26 Feb 2026)