LTV · monthly repayment
▼ 0.50% · 3.625%
HK$38,539
−HK$2,416/mo
▼ 0.25% · 3.875%
HK$39,738
−HK$1,217/mo
Today · 4.125%
HK$40,955
baseline
▲ 0.50% · 4.625%
HK$43,448
+HK$2,493/mo
Deposit HK$8.45M · loan HK$8.45M · min. income ≈ HK$81,910/mo (50% DSR)
Upfront cash ≈ HK$9.08M (deposit + AVD stamp duty HK$633,791 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,874
−HK$2,316/mo
▼ 0.25% · 3.875%
HK$44,024
−HK$1,166/mo
Today · 4.125%
HK$45,190
baseline
▲ 0.50% · 4.625%
HK$47,572
+HK$2,382/mo
Deposit HK$8.45M · loan HK$8.45M · min. income ≈ HK$90,380/mo (50% DSR)
Upfront cash ≈ HK$9.08M (deposit + AVD stamp duty HK$633,791 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,247
−HK$2,900/mo
▼ 0.25% · 3.875%
HK$47,685
−HK$1,462/mo
Today · 4.125%
HK$49,147
baseline
▲ 0.50% · 4.625%
HK$52,137
+HK$2,990/mo
Deposit HK$6.76M · loan HK$10.14M · min. income ≈ HK$98,294/mo (50% DSR)
Upfront cash ≈ HK$7.39M (deposit + AVD stamp duty HK$633,791 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,449
−HK$2,779/mo
▼ 0.25% · 3.875%
HK$52,829
−HK$1,399/mo
Today · 4.125%
HK$54,228
baseline
▲ 0.50% · 4.625%
HK$57,087
+HK$2,859/mo
Deposit HK$6.76M · loan HK$10.14M · min. income ≈ HK$108,456/mo (50% DSR)
Upfront cash ≈ HK$7.39M (deposit + AVD stamp duty HK$633,791 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,954
−HK$3,384/mo
▼ 0.25% · 3.875%
HK$55,633
−HK$1,705/mo
Today · 4.125%
HK$57,338
baseline
▲ 0.50% · 4.625%
HK$60,827
+HK$3,489/mo
Deposit HK$5.07M · loan HK$11.83M · min. income ≈ HK$114,676/mo (50% DSR)
Upfront cash ≈ HK$5.70M (deposit + AVD stamp duty HK$633,791 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,024
−HK$3,242/mo
▼ 0.25% · 3.875%
HK$61,633
−HK$1,633/mo
Today · 4.125%
HK$63,266
baseline
▲ 0.50% · 4.625%
HK$66,601
+HK$3,335/mo
Deposit HK$5.07M · loan HK$11.83M · min. income ≈ HK$126,532/mo (50% DSR)
Upfront cash ≈ HK$5.70M (deposit + AVD stamp duty HK$633,791 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,370
−HK$4,350/mo
▼ 0.25% · 3.875%
HK$71,528
−HK$2,192/mo
Today · 4.125%
HK$73,720
baseline
▲ 0.50% · 4.625%
HK$78,206
+HK$4,486/mo
Deposit HK$1.69M · loan HK$15.21M · min. income ≈ HK$147,440/mo (50% DSR)
Upfront cash ≈ HK$2.32M (deposit + AVD stamp duty HK$633,791 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,173
−HK$4,170/mo
▼ 0.25% · 3.875%
HK$79,243
−HK$2,100/mo
Today · 4.125%
HK$81,343
baseline
▲ 0.50% · 4.625%
HK$85,630
+HK$4,287/mo
Deposit HK$1.69M · loan HK$15.21M · min. income ≈ HK$162,686/mo (50% DSR)
Upfront cash ≈ HK$2.32M (deposit + AVD stamp duty HK$633,791 · Scale 2, in force from 26 Feb 2026)