LTV · monthly repayment
▼ 0.50% · 3.625%
HK$38,539
−HK$2,417/mo
▼ 0.25% · 3.875%
HK$39,738
−HK$1,218/mo
Today · 4.125%
HK$40,956
baseline
▲ 0.50% · 4.625%
HK$43,448
+HK$2,492/mo
Deposit HK$8.45M · loan HK$8.45M · min. income ≈ HK$81,912/mo (50% DSR)
Upfront cash ≈ HK$9.08M (deposit + AVD stamp duty HK$633,802 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,875
−HK$2,316/mo
▼ 0.25% · 3.875%
HK$44,025
−HK$1,166/mo
Today · 4.125%
HK$45,191
baseline
▲ 0.50% · 4.625%
HK$47,573
+HK$2,382/mo
Deposit HK$8.45M · loan HK$8.45M · min. income ≈ HK$90,382/mo (50% DSR)
Upfront cash ≈ HK$9.08M (deposit + AVD stamp duty HK$633,802 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,247
−HK$2,900/mo
▼ 0.25% · 3.875%
HK$47,686
−HK$1,461/mo
Today · 4.125%
HK$49,147
baseline
▲ 0.50% · 4.625%
HK$52,138
+HK$2,991/mo
Deposit HK$6.76M · loan HK$10.14M · min. income ≈ HK$98,294/mo (50% DSR)
Upfront cash ≈ HK$7.39M (deposit + AVD stamp duty HK$633,802 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,450
−HK$2,779/mo
▼ 0.25% · 3.875%
HK$52,830
−HK$1,399/mo
Today · 4.125%
HK$54,229
baseline
▲ 0.50% · 4.625%
HK$57,088
+HK$2,859/mo
Deposit HK$6.76M · loan HK$10.14M · min. income ≈ HK$108,458/mo (50% DSR)
Upfront cash ≈ HK$7.39M (deposit + AVD stamp duty HK$633,802 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,955
−HK$3,384/mo
▼ 0.25% · 3.875%
HK$55,634
−HK$1,705/mo
Today · 4.125%
HK$57,339
baseline
▲ 0.50% · 4.625%
HK$60,828
+HK$3,489/mo
Deposit HK$5.07M · loan HK$11.83M · min. income ≈ HK$114,678/mo (50% DSR)
Upfront cash ≈ HK$5.70M (deposit + AVD stamp duty HK$633,802 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,025
−HK$3,243/mo
▼ 0.25% · 3.875%
HK$61,635
−HK$1,633/mo
Today · 4.125%
HK$63,268
baseline
▲ 0.50% · 4.625%
HK$66,603
+HK$3,335/mo
Deposit HK$5.07M · loan HK$11.83M · min. income ≈ HK$126,536/mo (50% DSR)
Upfront cash ≈ HK$5.70M (deposit + AVD stamp duty HK$633,802 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,371
−HK$4,350/mo
▼ 0.25% · 3.875%
HK$71,529
−HK$2,192/mo
Today · 4.125%
HK$73,721
baseline
▲ 0.50% · 4.625%
HK$78,207
+HK$4,486/mo
Deposit HK$1.69M · loan HK$15.21M · min. income ≈ HK$147,442/mo (50% DSR)
Upfront cash ≈ HK$2.32M (deposit + AVD stamp duty HK$633,802 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,175
−HK$4,169/mo
▼ 0.25% · 3.875%
HK$79,244
−HK$2,100/mo
Today · 4.125%
HK$81,344
baseline
▲ 0.50% · 4.625%
HK$85,632
+HK$4,288/mo
Deposit HK$1.69M · loan HK$15.21M · min. income ≈ HK$162,688/mo (50% DSR)
Upfront cash ≈ HK$2.32M (deposit + AVD stamp duty HK$633,802 · Scale 2, in force from 26 Feb 2026)