LTV · monthly repayment
▼ 0.50% · 3.625%
HK$38,544
−HK$2,417/mo
▼ 0.25% · 3.875%
HK$39,743
−HK$1,218/mo
Today · 4.125%
HK$40,961
baseline
▲ 0.50% · 4.625%
HK$43,453
+HK$2,492/mo
Deposit HK$8.45M · loan HK$8.45M · min. income ≈ HK$81,922/mo (50% DSR)
Upfront cash ≈ HK$9.09M (deposit + AVD stamp duty HK$633,872 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,880
−HK$2,316/mo
▼ 0.25% · 3.875%
HK$44,030
−HK$1,166/mo
Today · 4.125%
HK$45,196
baseline
▲ 0.50% · 4.625%
HK$47,579
+HK$2,383/mo
Deposit HK$8.45M · loan HK$8.45M · min. income ≈ HK$90,392/mo (50% DSR)
Upfront cash ≈ HK$9.09M (deposit + AVD stamp duty HK$633,872 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,252
−HK$2,901/mo
▼ 0.25% · 3.875%
HK$47,691
−HK$1,462/mo
Today · 4.125%
HK$49,153
baseline
▲ 0.50% · 4.625%
HK$52,144
+HK$2,991/mo
Deposit HK$6.76M · loan HK$10.14M · min. income ≈ HK$98,306/mo (50% DSR)
Upfront cash ≈ HK$7.40M (deposit + AVD stamp duty HK$633,872 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,455
−HK$2,780/mo
▼ 0.25% · 3.875%
HK$52,835
−HK$1,400/mo
Today · 4.125%
HK$54,235
baseline
▲ 0.50% · 4.625%
HK$57,094
+HK$2,859/mo
Deposit HK$6.76M · loan HK$10.14M · min. income ≈ HK$108,470/mo (50% DSR)
Upfront cash ≈ HK$7.40M (deposit + AVD stamp duty HK$633,872 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,961
−HK$3,384/mo
▼ 0.25% · 3.875%
HK$55,640
−HK$1,705/mo
Today · 4.125%
HK$57,345
baseline
▲ 0.50% · 4.625%
HK$60,834
+HK$3,489/mo
Deposit HK$5.07M · loan HK$11.83M · min. income ≈ HK$114,690/mo (50% DSR)
Upfront cash ≈ HK$5.70M (deposit + AVD stamp duty HK$633,872 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,031
−HK$3,244/mo
▼ 0.25% · 3.875%
HK$61,641
−HK$1,634/mo
Today · 4.125%
HK$63,275
baseline
▲ 0.50% · 4.625%
HK$66,610
+HK$3,335/mo
Deposit HK$5.07M · loan HK$11.83M · min. income ≈ HK$126,550/mo (50% DSR)
Upfront cash ≈ HK$5.70M (deposit + AVD stamp duty HK$633,872 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,379
−HK$4,350/mo
▼ 0.25% · 3.875%
HK$71,537
−HK$2,192/mo
Today · 4.125%
HK$73,729
baseline
▲ 0.50% · 4.625%
HK$78,216
+HK$4,487/mo
Deposit HK$1.69M · loan HK$15.21M · min. income ≈ HK$147,458/mo (50% DSR)
Upfront cash ≈ HK$2.32M (deposit + AVD stamp duty HK$633,872 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,183
−HK$4,170/mo
▼ 0.25% · 3.875%
HK$79,253
−HK$2,100/mo
Today · 4.125%
HK$81,353
baseline
▲ 0.50% · 4.625%
HK$85,641
+HK$4,288/mo
Deposit HK$1.69M · loan HK$15.21M · min. income ≈ HK$162,706/mo (50% DSR)
Upfront cash ≈ HK$2.32M (deposit + AVD stamp duty HK$633,872 · Scale 2, in force from 26 Feb 2026)