LTV · monthly repayment
▼ 0.50% · 3.625%
HK$38,545
−HK$2,417/mo
▼ 0.25% · 3.875%
HK$39,744
−HK$1,218/mo
Today · 4.125%
HK$40,962
baseline
▲ 0.50% · 4.625%
HK$43,455
+HK$2,493/mo
Deposit HK$8.45M · loan HK$8.45M · min. income ≈ HK$81,924/mo (50% DSR)
Upfront cash ≈ HK$9.09M (deposit + AVD stamp duty HK$633,896 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,881
−HK$2,317/mo
▼ 0.25% · 3.875%
HK$44,031
−HK$1,167/mo
Today · 4.125%
HK$45,198
baseline
▲ 0.50% · 4.625%
HK$47,580
+HK$2,382/mo
Deposit HK$8.45M · loan HK$8.45M · min. income ≈ HK$90,396/mo (50% DSR)
Upfront cash ≈ HK$9.09M (deposit + AVD stamp duty HK$633,896 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,254
−HK$2,901/mo
▼ 0.25% · 3.875%
HK$47,693
−HK$1,462/mo
Today · 4.125%
HK$49,155
baseline
▲ 0.50% · 4.625%
HK$52,146
+HK$2,991/mo
Deposit HK$6.76M · loan HK$10.14M · min. income ≈ HK$98,310/mo (50% DSR)
Upfront cash ≈ HK$7.40M (deposit + AVD stamp duty HK$633,896 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,457
−HK$2,780/mo
▼ 0.25% · 3.875%
HK$52,837
−HK$1,400/mo
Today · 4.125%
HK$54,237
baseline
▲ 0.50% · 4.625%
HK$57,096
+HK$2,859/mo
Deposit HK$6.76M · loan HK$10.14M · min. income ≈ HK$108,474/mo (50% DSR)
Upfront cash ≈ HK$7.40M (deposit + AVD stamp duty HK$633,896 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,963
−HK$3,384/mo
▼ 0.25% · 3.875%
HK$55,642
−HK$1,705/mo
Today · 4.125%
HK$57,347
baseline
▲ 0.50% · 4.625%
HK$60,837
+HK$3,490/mo
Deposit HK$5.07M · loan HK$11.83M · min. income ≈ HK$114,694/mo (50% DSR)
Upfront cash ≈ HK$5.71M (deposit + AVD stamp duty HK$633,896 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,034
−HK$3,243/mo
▼ 0.25% · 3.875%
HK$61,644
−HK$1,633/mo
Today · 4.125%
HK$63,277
baseline
▲ 0.50% · 4.625%
HK$66,612
+HK$3,335/mo
Deposit HK$5.07M · loan HK$11.83M · min. income ≈ HK$126,554/mo (50% DSR)
Upfront cash ≈ HK$5.71M (deposit + AVD stamp duty HK$633,896 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,381
−HK$4,351/mo
▼ 0.25% · 3.875%
HK$71,539
−HK$2,193/mo
Today · 4.125%
HK$73,732
baseline
▲ 0.50% · 4.625%
HK$78,219
+HK$4,487/mo
Deposit HK$1.69M · loan HK$15.21M · min. income ≈ HK$147,464/mo (50% DSR)
Upfront cash ≈ HK$2.32M (deposit + AVD stamp duty HK$633,896 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,186
−HK$4,170/mo
▼ 0.25% · 3.875%
HK$79,256
−HK$2,100/mo
Today · 4.125%
HK$81,356
baseline
▲ 0.50% · 4.625%
HK$85,645
+HK$4,289/mo
Deposit HK$1.69M · loan HK$15.21M · min. income ≈ HK$162,712/mo (50% DSR)
Upfront cash ≈ HK$2.32M (deposit + AVD stamp duty HK$633,896 · Scale 2, in force from 26 Feb 2026)