LTV · monthly repayment
▼ 0.50% · 3.625%
HK$38,546
−HK$2,417/mo
▼ 0.25% · 3.875%
HK$39,745
−HK$1,218/mo
Today · 4.125%
HK$40,963
baseline
▲ 0.50% · 4.625%
HK$43,455
+HK$2,492/mo
Deposit HK$8.45M · loan HK$8.45M · min. income ≈ HK$81,926/mo (50% DSR)
Upfront cash ≈ HK$9.09M (deposit + AVD stamp duty HK$633,904 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,882
−HK$2,316/mo
▼ 0.25% · 3.875%
HK$44,032
−HK$1,166/mo
Today · 4.125%
HK$45,198
baseline
▲ 0.50% · 4.625%
HK$47,581
+HK$2,383/mo
Deposit HK$8.45M · loan HK$8.45M · min. income ≈ HK$90,396/mo (50% DSR)
Upfront cash ≈ HK$9.09M (deposit + AVD stamp duty HK$633,904 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,255
−HK$2,900/mo
▼ 0.25% · 3.875%
HK$47,694
−HK$1,461/mo
Today · 4.125%
HK$49,155
baseline
▲ 0.50% · 4.625%
HK$52,146
+HK$2,991/mo
Deposit HK$6.76M · loan HK$10.14M · min. income ≈ HK$98,310/mo (50% DSR)
Upfront cash ≈ HK$7.40M (deposit + AVD stamp duty HK$633,904 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,458
−HK$2,780/mo
▼ 0.25% · 3.875%
HK$52,838
−HK$1,400/mo
Today · 4.125%
HK$54,238
baseline
▲ 0.50% · 4.625%
HK$57,097
+HK$2,859/mo
Deposit HK$6.76M · loan HK$10.14M · min. income ≈ HK$108,476/mo (50% DSR)
Upfront cash ≈ HK$7.40M (deposit + AVD stamp duty HK$633,904 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,964
−HK$3,384/mo
▼ 0.25% · 3.875%
HK$55,643
−HK$1,705/mo
Today · 4.125%
HK$57,348
baseline
▲ 0.50% · 4.625%
HK$60,837
+HK$3,489/mo
Deposit HK$5.07M · loan HK$11.83M · min. income ≈ HK$114,696/mo (50% DSR)
Upfront cash ≈ HK$5.71M (deposit + AVD stamp duty HK$633,904 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,034
−HK$3,244/mo
▼ 0.25% · 3.875%
HK$61,644
−HK$1,634/mo
Today · 4.125%
HK$63,278
baseline
▲ 0.50% · 4.625%
HK$66,613
+HK$3,335/mo
Deposit HK$5.07M · loan HK$11.83M · min. income ≈ HK$126,556/mo (50% DSR)
Upfront cash ≈ HK$5.71M (deposit + AVD stamp duty HK$633,904 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,382
−HK$4,351/mo
▼ 0.25% · 3.875%
HK$71,540
−HK$2,193/mo
Today · 4.125%
HK$73,733
baseline
▲ 0.50% · 4.625%
HK$78,220
+HK$4,487/mo
Deposit HK$1.69M · loan HK$15.21M · min. income ≈ HK$147,466/mo (50% DSR)
Upfront cash ≈ HK$2.32M (deposit + AVD stamp duty HK$633,904 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,187
−HK$4,170/mo
▼ 0.25% · 3.875%
HK$79,257
−HK$2,100/mo
Today · 4.125%
HK$81,357
baseline
▲ 0.50% · 4.625%
HK$85,646
+HK$4,289/mo
Deposit HK$1.69M · loan HK$15.21M · min. income ≈ HK$162,714/mo (50% DSR)
Upfront cash ≈ HK$2.32M (deposit + AVD stamp duty HK$633,904 · Scale 2, in force from 26 Feb 2026)