LTV · monthly repayment
▼ 0.50% · 3.625%
HK$38,547
−HK$2,418/mo
▼ 0.25% · 3.875%
HK$39,746
−HK$1,219/mo
Today · 4.125%
HK$40,965
baseline
▲ 0.50% · 4.625%
HK$43,457
+HK$2,492/mo
Deposit HK$8.45M · loan HK$8.45M · min. income ≈ HK$81,930/mo (50% DSR)
Upfront cash ≈ HK$9.09M (deposit + AVD stamp duty HK$633,933 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,884
−HK$2,317/mo
▼ 0.25% · 3.875%
HK$44,034
−HK$1,167/mo
Today · 4.125%
HK$45,201
baseline
▲ 0.50% · 4.625%
HK$47,583
+HK$2,382/mo
Deposit HK$8.45M · loan HK$8.45M · min. income ≈ HK$90,402/mo (50% DSR)
Upfront cash ≈ HK$9.09M (deposit + AVD stamp duty HK$633,933 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,257
−HK$2,901/mo
▼ 0.25% · 3.875%
HK$47,696
−HK$1,462/mo
Today · 4.125%
HK$49,158
baseline
▲ 0.50% · 4.625%
HK$52,149
+HK$2,991/mo
Deposit HK$6.76M · loan HK$10.14M · min. income ≈ HK$98,316/mo (50% DSR)
Upfront cash ≈ HK$7.40M (deposit + AVD stamp duty HK$633,933 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,460
−HK$2,781/mo
▼ 0.25% · 3.875%
HK$52,841
−HK$1,400/mo
Today · 4.125%
HK$54,241
baseline
▲ 0.50% · 4.625%
HK$57,100
+HK$2,859/mo
Deposit HK$6.76M · loan HK$10.14M · min. income ≈ HK$108,482/mo (50% DSR)
Upfront cash ≈ HK$7.40M (deposit + AVD stamp duty HK$633,933 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,966
−HK$3,385/mo
▼ 0.25% · 3.875%
HK$55,645
−HK$1,706/mo
Today · 4.125%
HK$57,351
baseline
▲ 0.50% · 4.625%
HK$60,840
+HK$3,489/mo
Deposit HK$5.07M · loan HK$11.83M · min. income ≈ HK$114,702/mo (50% DSR)
Upfront cash ≈ HK$5.71M (deposit + AVD stamp duty HK$633,933 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,037
−HK$3,244/mo
▼ 0.25% · 3.875%
HK$61,647
−HK$1,634/mo
Today · 4.125%
HK$63,281
baseline
▲ 0.50% · 4.625%
HK$66,616
+HK$3,335/mo
Deposit HK$5.07M · loan HK$11.83M · min. income ≈ HK$126,562/mo (50% DSR)
Upfront cash ≈ HK$5.71M (deposit + AVD stamp duty HK$633,933 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,385
−HK$4,351/mo
▼ 0.25% · 3.875%
HK$71,544
−HK$2,192/mo
Today · 4.125%
HK$73,736
baseline
▲ 0.50% · 4.625%
HK$78,223
+HK$4,487/mo
Deposit HK$1.69M · loan HK$15.21M · min. income ≈ HK$147,472/mo (50% DSR)
Upfront cash ≈ HK$2.32M (deposit + AVD stamp duty HK$633,933 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,191
−HK$4,170/mo
▼ 0.25% · 3.875%
HK$79,261
−HK$2,100/mo
Today · 4.125%
HK$81,361
baseline
▲ 0.50% · 4.625%
HK$85,650
+HK$4,289/mo
Deposit HK$1.69M · loan HK$15.21M · min. income ≈ HK$162,722/mo (50% DSR)
Upfront cash ≈ HK$2.32M (deposit + AVD stamp duty HK$633,933 · Scale 2, in force from 26 Feb 2026)