LTV · monthly repayment
▼ 0.50% · 3.625%
HK$38,549
−HK$2,417/mo
▼ 0.25% · 3.875%
HK$39,748
−HK$1,218/mo
Today · 4.125%
HK$40,966
baseline
▲ 0.50% · 4.625%
HK$43,459
+HK$2,493/mo
Deposit HK$8.45M · loan HK$8.45M · min. income ≈ HK$81,932/mo (50% DSR)
Upfront cash ≈ HK$9.09M (deposit + AVD stamp duty HK$633,951 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,885
−HK$2,317/mo
▼ 0.25% · 3.875%
HK$44,035
−HK$1,167/mo
Today · 4.125%
HK$45,202
baseline
▲ 0.50% · 4.625%
HK$47,584
+HK$2,382/mo
Deposit HK$8.45M · loan HK$8.45M · min. income ≈ HK$90,404/mo (50% DSR)
Upfront cash ≈ HK$9.09M (deposit + AVD stamp duty HK$633,951 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,258
−HK$2,901/mo
▼ 0.25% · 3.875%
HK$47,697
−HK$1,462/mo
Today · 4.125%
HK$49,159
baseline
▲ 0.50% · 4.625%
HK$52,150
+HK$2,991/mo
Deposit HK$6.76M · loan HK$10.14M · min. income ≈ HK$98,318/mo (50% DSR)
Upfront cash ≈ HK$7.40M (deposit + AVD stamp duty HK$633,951 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,462
−HK$2,780/mo
▼ 0.25% · 3.875%
HK$52,842
−HK$1,400/mo
Today · 4.125%
HK$54,242
baseline
▲ 0.50% · 4.625%
HK$57,101
+HK$2,859/mo
Deposit HK$6.76M · loan HK$10.14M · min. income ≈ HK$108,484/mo (50% DSR)
Upfront cash ≈ HK$7.40M (deposit + AVD stamp duty HK$633,951 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,968
−HK$3,384/mo
▼ 0.25% · 3.875%
HK$55,647
−HK$1,705/mo
Today · 4.125%
HK$57,352
baseline
▲ 0.50% · 4.625%
HK$60,842
+HK$3,490/mo
Deposit HK$5.07M · loan HK$11.83M · min. income ≈ HK$114,704/mo (50% DSR)
Upfront cash ≈ HK$5.71M (deposit + AVD stamp duty HK$633,951 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,039
−HK$3,244/mo
▼ 0.25% · 3.875%
HK$61,649
−HK$1,634/mo
Today · 4.125%
HK$63,283
baseline
▲ 0.50% · 4.625%
HK$66,618
+HK$3,335/mo
Deposit HK$5.07M · loan HK$11.83M · min. income ≈ HK$126,566/mo (50% DSR)
Upfront cash ≈ HK$5.71M (deposit + AVD stamp duty HK$633,951 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,387
−HK$4,352/mo
▼ 0.25% · 3.875%
HK$71,546
−HK$2,193/mo
Today · 4.125%
HK$73,739
baseline
▲ 0.50% · 4.625%
HK$78,225
+HK$4,486/mo
Deposit HK$1.69M · loan HK$15.21M · min. income ≈ HK$147,478/mo (50% DSR)
Upfront cash ≈ HK$2.32M (deposit + AVD stamp duty HK$633,951 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,193
−HK$4,170/mo
▼ 0.25% · 3.875%
HK$79,263
−HK$2,100/mo
Today · 4.125%
HK$81,363
baseline
▲ 0.50% · 4.625%
HK$85,652
+HK$4,289/mo
Deposit HK$1.69M · loan HK$15.21M · min. income ≈ HK$162,726/mo (50% DSR)
Upfront cash ≈ HK$2.32M (deposit + AVD stamp duty HK$633,951 · Scale 2, in force from 26 Feb 2026)