LTV · monthly repayment
▼ 0.50% · 3.625%
HK$38,550
−HK$2,417/mo
▼ 0.25% · 3.875%
HK$39,749
−HK$1,218/mo
Today · 4.125%
HK$40,967
baseline
▲ 0.50% · 4.625%
HK$43,460
+HK$2,493/mo
Deposit HK$8.45M · loan HK$8.45M · min. income ≈ HK$81,934/mo (50% DSR)
Upfront cash ≈ HK$9.09M (deposit + AVD stamp duty HK$633,975 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,886
−HK$2,317/mo
▼ 0.25% · 3.875%
HK$44,037
−HK$1,166/mo
Today · 4.125%
HK$45,203
baseline
▲ 0.50% · 4.625%
HK$47,586
+HK$2,383/mo
Deposit HK$8.45M · loan HK$8.45M · min. income ≈ HK$90,406/mo (50% DSR)
Upfront cash ≈ HK$9.09M (deposit + AVD stamp duty HK$633,975 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,260
−HK$2,901/mo
▼ 0.25% · 3.875%
HK$47,699
−HK$1,462/mo
Today · 4.125%
HK$49,161
baseline
▲ 0.50% · 4.625%
HK$52,152
+HK$2,991/mo
Deposit HK$6.76M · loan HK$10.14M · min. income ≈ HK$98,322/mo (50% DSR)
Upfront cash ≈ HK$7.40M (deposit + AVD stamp duty HK$633,975 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,464
−HK$2,780/mo
▼ 0.25% · 3.875%
HK$52,844
−HK$1,400/mo
Today · 4.125%
HK$54,244
baseline
▲ 0.50% · 4.625%
HK$57,103
+HK$2,859/mo
Deposit HK$6.76M · loan HK$10.14M · min. income ≈ HK$108,488/mo (50% DSR)
Upfront cash ≈ HK$7.40M (deposit + AVD stamp duty HK$633,975 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,970
−HK$3,384/mo
▼ 0.25% · 3.875%
HK$55,649
−HK$1,705/mo
Today · 4.125%
HK$57,354
baseline
▲ 0.50% · 4.625%
HK$60,844
+HK$3,490/mo
Deposit HK$5.07M · loan HK$11.83M · min. income ≈ HK$114,708/mo (50% DSR)
Upfront cash ≈ HK$5.71M (deposit + AVD stamp duty HK$633,975 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,041
−HK$3,244/mo
▼ 0.25% · 3.875%
HK$61,651
−HK$1,634/mo
Today · 4.125%
HK$63,285
baseline
▲ 0.50% · 4.625%
HK$66,621
+HK$3,336/mo
Deposit HK$5.07M · loan HK$11.83M · min. income ≈ HK$126,570/mo (50% DSR)
Upfront cash ≈ HK$5.71M (deposit + AVD stamp duty HK$633,975 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,390
−HK$4,351/mo
▼ 0.25% · 3.875%
HK$71,548
−HK$2,193/mo
Today · 4.125%
HK$73,741
baseline
▲ 0.50% · 4.625%
HK$78,228
+HK$4,487/mo
Deposit HK$1.69M · loan HK$15.22M · min. income ≈ HK$147,482/mo (50% DSR)
Upfront cash ≈ HK$2.32M (deposit + AVD stamp duty HK$633,975 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,196
−HK$4,170/mo
▼ 0.25% · 3.875%
HK$79,266
−HK$2,100/mo
Today · 4.125%
HK$81,366
baseline
▲ 0.50% · 4.625%
HK$85,655
+HK$4,289/mo
Deposit HK$1.69M · loan HK$15.22M · min. income ≈ HK$162,732/mo (50% DSR)
Upfront cash ≈ HK$2.32M (deposit + AVD stamp duty HK$633,975 · Scale 2, in force from 26 Feb 2026)