LTV · monthly repayment
▼ 0.50% · 3.625%
HK$38,551
−HK$2,418/mo
▼ 0.25% · 3.875%
HK$39,750
−HK$1,219/mo
Today · 4.125%
HK$40,969
baseline
▲ 0.50% · 4.625%
HK$43,461
+HK$2,492/mo
Deposit HK$8.45M · loan HK$8.45M · min. income ≈ HK$81,938/mo (50% DSR)
Upfront cash ≈ HK$9.09M (deposit + AVD stamp duty HK$633,994 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,888
−HK$2,317/mo
▼ 0.25% · 3.875%
HK$44,038
−HK$1,167/mo
Today · 4.125%
HK$45,205
baseline
▲ 0.50% · 4.625%
HK$47,588
+HK$2,383/mo
Deposit HK$8.45M · loan HK$8.45M · min. income ≈ HK$90,410/mo (50% DSR)
Upfront cash ≈ HK$9.09M (deposit + AVD stamp duty HK$633,994 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,261
−HK$2,901/mo
▼ 0.25% · 3.875%
HK$47,700
−HK$1,462/mo
Today · 4.125%
HK$49,162
baseline
▲ 0.50% · 4.625%
HK$52,154
+HK$2,992/mo
Deposit HK$6.76M · loan HK$10.14M · min. income ≈ HK$98,324/mo (50% DSR)
Upfront cash ≈ HK$7.40M (deposit + AVD stamp duty HK$633,994 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,465
−HK$2,781/mo
▼ 0.25% · 3.875%
HK$52,846
−HK$1,400/mo
Today · 4.125%
HK$54,246
baseline
▲ 0.50% · 4.625%
HK$57,105
+HK$2,859/mo
Deposit HK$6.76M · loan HK$10.14M · min. income ≈ HK$108,492/mo (50% DSR)
Upfront cash ≈ HK$7.40M (deposit + AVD stamp duty HK$633,994 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,972
−HK$3,384/mo
▼ 0.25% · 3.875%
HK$55,650
−HK$1,706/mo
Today · 4.125%
HK$57,356
baseline
▲ 0.50% · 4.625%
HK$60,846
+HK$3,490/mo
Deposit HK$5.07M · loan HK$11.83M · min. income ≈ HK$114,712/mo (50% DSR)
Upfront cash ≈ HK$5.71M (deposit + AVD stamp duty HK$633,994 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,043
−HK$3,244/mo
▼ 0.25% · 3.875%
HK$61,653
−HK$1,634/mo
Today · 4.125%
HK$63,287
baseline
▲ 0.50% · 4.625%
HK$66,623
+HK$3,336/mo
Deposit HK$5.07M · loan HK$11.83M · min. income ≈ HK$126,574/mo (50% DSR)
Upfront cash ≈ HK$5.71M (deposit + AVD stamp duty HK$633,994 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,392
−HK$4,352/mo
▼ 0.25% · 3.875%
HK$71,551
−HK$2,193/mo
Today · 4.125%
HK$73,744
baseline
▲ 0.50% · 4.625%
HK$78,231
+HK$4,487/mo
Deposit HK$1.69M · loan HK$15.22M · min. income ≈ HK$147,488/mo (50% DSR)
Upfront cash ≈ HK$2.32M (deposit + AVD stamp duty HK$633,994 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,198
−HK$4,171/mo
▼ 0.25% · 3.875%
HK$79,268
−HK$2,101/mo
Today · 4.125%
HK$81,369
baseline
▲ 0.50% · 4.625%
HK$85,658
+HK$4,289/mo
Deposit HK$1.69M · loan HK$15.22M · min. income ≈ HK$162,738/mo (50% DSR)
Upfront cash ≈ HK$2.32M (deposit + AVD stamp duty HK$633,994 · Scale 2, in force from 26 Feb 2026)