LTV · monthly repayment
▼ 0.50% · 3.625%
HK$38,552
−HK$2,418/mo
▼ 0.25% · 3.875%
HK$39,751
−HK$1,219/mo
Today · 4.125%
HK$40,970
baseline
▲ 0.50% · 4.625%
HK$43,463
+HK$2,493/mo
Deposit HK$8.45M · loan HK$8.45M · min. income ≈ HK$81,940/mo (50% DSR)
Upfront cash ≈ HK$9.09M (deposit + AVD stamp duty HK$634,012 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,889
−HK$2,317/mo
▼ 0.25% · 3.875%
HK$44,039
−HK$1,167/mo
Today · 4.125%
HK$45,206
baseline
▲ 0.50% · 4.625%
HK$47,589
+HK$2,383/mo
Deposit HK$8.45M · loan HK$8.45M · min. income ≈ HK$90,412/mo (50% DSR)
Upfront cash ≈ HK$9.09M (deposit + AVD stamp duty HK$634,012 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,263
−HK$2,901/mo
▼ 0.25% · 3.875%
HK$47,702
−HK$1,462/mo
Today · 4.125%
HK$49,164
baseline
▲ 0.50% · 4.625%
HK$52,155
+HK$2,991/mo
Deposit HK$6.76M · loan HK$10.14M · min. income ≈ HK$98,328/mo (50% DSR)
Upfront cash ≈ HK$7.40M (deposit + AVD stamp duty HK$634,012 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,467
−HK$2,780/mo
▼ 0.25% · 3.875%
HK$52,847
−HK$1,400/mo
Today · 4.125%
HK$54,247
baseline
▲ 0.50% · 4.625%
HK$57,107
+HK$2,860/mo
Deposit HK$6.76M · loan HK$10.14M · min. income ≈ HK$108,494/mo (50% DSR)
Upfront cash ≈ HK$7.40M (deposit + AVD stamp duty HK$634,012 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,973
−HK$3,385/mo
▼ 0.25% · 3.875%
HK$55,652
−HK$1,706/mo
Today · 4.125%
HK$57,358
baseline
▲ 0.50% · 4.625%
HK$60,848
+HK$3,490/mo
Deposit HK$5.07M · loan HK$11.83M · min. income ≈ HK$114,716/mo (50% DSR)
Upfront cash ≈ HK$5.71M (deposit + AVD stamp duty HK$634,012 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,045
−HK$3,244/mo
▼ 0.25% · 3.875%
HK$61,655
−HK$1,634/mo
Today · 4.125%
HK$63,289
baseline
▲ 0.50% · 4.625%
HK$66,625
+HK$3,336/mo
Deposit HK$5.07M · loan HK$11.83M · min. income ≈ HK$126,578/mo (50% DSR)
Upfront cash ≈ HK$5.71M (deposit + AVD stamp duty HK$634,012 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,394
−HK$4,352/mo
▼ 0.25% · 3.875%
HK$71,553
−HK$2,193/mo
Today · 4.125%
HK$73,746
baseline
▲ 0.50% · 4.625%
HK$78,233
+HK$4,487/mo
Deposit HK$1.69M · loan HK$15.22M · min. income ≈ HK$147,492/mo (50% DSR)
Upfront cash ≈ HK$2.32M (deposit + AVD stamp duty HK$634,012 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,200
−HK$4,171/mo
▼ 0.25% · 3.875%
HK$79,271
−HK$2,100/mo
Today · 4.125%
HK$81,371
baseline
▲ 0.50% · 4.625%
HK$85,660
+HK$4,289/mo
Deposit HK$1.69M · loan HK$15.22M · min. income ≈ HK$162,742/mo (50% DSR)
Upfront cash ≈ HK$2.32M (deposit + AVD stamp duty HK$634,012 · Scale 2, in force from 26 Feb 2026)