LTV · monthly repayment
▼ 0.50% · 3.625%
HK$38,553
−HK$2,417/mo
▼ 0.25% · 3.875%
HK$39,752
−HK$1,218/mo
Today · 4.125%
HK$40,970
baseline
▲ 0.50% · 4.625%
HK$43,463
+HK$2,493/mo
Deposit HK$8.45M · loan HK$8.45M · min. income ≈ HK$81,940/mo (50% DSR)
Upfront cash ≈ HK$9.09M (deposit + AVD stamp duty HK$634,021 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,890
−HK$2,317/mo
▼ 0.25% · 3.875%
HK$44,040
−HK$1,167/mo
Today · 4.125%
HK$45,207
baseline
▲ 0.50% · 4.625%
HK$47,590
+HK$2,383/mo
Deposit HK$8.45M · loan HK$8.45M · min. income ≈ HK$90,414/mo (50% DSR)
Upfront cash ≈ HK$9.09M (deposit + AVD stamp duty HK$634,021 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,263
−HK$2,901/mo
▼ 0.25% · 3.875%
HK$47,702
−HK$1,462/mo
Today · 4.125%
HK$49,164
baseline
▲ 0.50% · 4.625%
HK$52,156
+HK$2,992/mo
Deposit HK$6.76M · loan HK$10.14M · min. income ≈ HK$98,328/mo (50% DSR)
Upfront cash ≈ HK$7.40M (deposit + AVD stamp duty HK$634,021 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,467
−HK$2,781/mo
▼ 0.25% · 3.875%
HK$52,848
−HK$1,400/mo
Today · 4.125%
HK$54,248
baseline
▲ 0.50% · 4.625%
HK$57,108
+HK$2,860/mo
Deposit HK$6.76M · loan HK$10.14M · min. income ≈ HK$108,496/mo (50% DSR)
Upfront cash ≈ HK$7.40M (deposit + AVD stamp duty HK$634,021 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,974
−HK$3,385/mo
▼ 0.25% · 3.875%
HK$55,653
−HK$1,706/mo
Today · 4.125%
HK$57,359
baseline
▲ 0.50% · 4.625%
HK$60,849
+HK$3,490/mo
Deposit HK$5.07M · loan HK$11.84M · min. income ≈ HK$114,718/mo (50% DSR)
Upfront cash ≈ HK$5.71M (deposit + AVD stamp duty HK$634,021 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,045
−HK$3,244/mo
▼ 0.25% · 3.875%
HK$61,656
−HK$1,633/mo
Today · 4.125%
HK$63,289
baseline
▲ 0.50% · 4.625%
HK$66,626
+HK$3,337/mo
Deposit HK$5.07M · loan HK$11.84M · min. income ≈ HK$126,578/mo (50% DSR)
Upfront cash ≈ HK$5.71M (deposit + AVD stamp duty HK$634,021 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,395
−HK$4,352/mo
▼ 0.25% · 3.875%
HK$71,554
−HK$2,193/mo
Today · 4.125%
HK$73,747
baseline
▲ 0.50% · 4.625%
HK$78,234
+HK$4,487/mo
Deposit HK$1.69M · loan HK$15.22M · min. income ≈ HK$147,494/mo (50% DSR)
Upfront cash ≈ HK$2.32M (deposit + AVD stamp duty HK$634,021 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,201
−HK$4,171/mo
▼ 0.25% · 3.875%
HK$79,272
−HK$2,100/mo
Today · 4.125%
HK$81,372
baseline
▲ 0.50% · 4.625%
HK$85,661
+HK$4,289/mo
Deposit HK$1.69M · loan HK$15.22M · min. income ≈ HK$162,744/mo (50% DSR)
Upfront cash ≈ HK$2.32M (deposit + AVD stamp duty HK$634,021 · Scale 2, in force from 26 Feb 2026)