LTV · monthly repayment
▼ 0.50% · 3.625%
HK$38,555
−HK$2,417/mo
▼ 0.25% · 3.875%
HK$39,754
−HK$1,218/mo
Today · 4.125%
HK$40,972
baseline
▲ 0.50% · 4.625%
HK$43,465
+HK$2,493/mo
Deposit HK$8.45M · loan HK$8.45M · min. income ≈ HK$81,944/mo (50% DSR)
Upfront cash ≈ HK$9.09M (deposit + AVD stamp duty HK$634,049 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,892
−HK$2,317/mo
▼ 0.25% · 3.875%
HK$44,042
−HK$1,167/mo
Today · 4.125%
HK$45,209
baseline
▲ 0.50% · 4.625%
HK$47,592
+HK$2,383/mo
Deposit HK$8.45M · loan HK$8.45M · min. income ≈ HK$90,418/mo (50% DSR)
Upfront cash ≈ HK$9.09M (deposit + AVD stamp duty HK$634,049 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,265
−HK$2,902/mo
▼ 0.25% · 3.875%
HK$47,705
−HK$1,462/mo
Today · 4.125%
HK$49,167
baseline
▲ 0.50% · 4.625%
HK$52,158
+HK$2,991/mo
Deposit HK$6.76M · loan HK$10.14M · min. income ≈ HK$98,334/mo (50% DSR)
Upfront cash ≈ HK$7.40M (deposit + AVD stamp duty HK$634,049 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,470
−HK$2,781/mo
▼ 0.25% · 3.875%
HK$52,850
−HK$1,401/mo
Today · 4.125%
HK$54,251
baseline
▲ 0.50% · 4.625%
HK$57,110
+HK$2,859/mo
Deposit HK$6.76M · loan HK$10.14M · min. income ≈ HK$108,502/mo (50% DSR)
Upfront cash ≈ HK$7.40M (deposit + AVD stamp duty HK$634,049 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,976
−HK$3,385/mo
▼ 0.25% · 3.875%
HK$55,655
−HK$1,706/mo
Today · 4.125%
HK$57,361
baseline
▲ 0.50% · 4.625%
HK$60,851
+HK$3,490/mo
Deposit HK$5.07M · loan HK$11.84M · min. income ≈ HK$114,722/mo (50% DSR)
Upfront cash ≈ HK$5.71M (deposit + AVD stamp duty HK$634,049 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,048
−HK$3,244/mo
▼ 0.25% · 3.875%
HK$61,659
−HK$1,633/mo
Today · 4.125%
HK$63,292
baseline
▲ 0.50% · 4.625%
HK$66,629
+HK$3,337/mo
Deposit HK$5.07M · loan HK$11.84M · min. income ≈ HK$126,584/mo (50% DSR)
Upfront cash ≈ HK$5.71M (deposit + AVD stamp duty HK$634,049 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,398
−HK$4,352/mo
▼ 0.25% · 3.875%
HK$71,557
−HK$2,193/mo
Today · 4.125%
HK$73,750
baseline
▲ 0.50% · 4.625%
HK$78,237
+HK$4,487/mo
Deposit HK$1.69M · loan HK$15.22M · min. income ≈ HK$147,500/mo (50% DSR)
Upfront cash ≈ HK$2.32M (deposit + AVD stamp duty HK$634,049 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,205
−HK$4,171/mo
▼ 0.25% · 3.875%
HK$79,275
−HK$2,101/mo
Today · 4.125%
HK$81,376
baseline
▲ 0.50% · 4.625%
HK$85,665
+HK$4,289/mo
Deposit HK$1.69M · loan HK$15.22M · min. income ≈ HK$162,752/mo (50% DSR)
Upfront cash ≈ HK$2.32M (deposit + AVD stamp duty HK$634,049 · Scale 2, in force from 26 Feb 2026)