LTV · monthly repayment
▼ 0.50% · 3.625%
HK$38,556
−HK$2,418/mo
▼ 0.25% · 3.875%
HK$39,755
−HK$1,219/mo
Today · 4.125%
HK$40,974
baseline
▲ 0.50% · 4.625%
HK$43,467
+HK$2,493/mo
Deposit HK$8.45M · loan HK$8.45M · min. income ≈ HK$81,948/mo (50% DSR)
Upfront cash ≈ HK$9.09M (deposit + AVD stamp duty HK$634,076 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,893
−HK$2,318/mo
▼ 0.25% · 3.875%
HK$44,044
−HK$1,167/mo
Today · 4.125%
HK$45,211
baseline
▲ 0.50% · 4.625%
HK$47,594
+HK$2,383/mo
Deposit HK$8.45M · loan HK$8.45M · min. income ≈ HK$90,422/mo (50% DSR)
Upfront cash ≈ HK$9.09M (deposit + AVD stamp duty HK$634,076 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,267
−HK$2,902/mo
▼ 0.25% · 3.875%
HK$47,707
−HK$1,462/mo
Today · 4.125%
HK$49,169
baseline
▲ 0.50% · 4.625%
HK$52,161
+HK$2,992/mo
Deposit HK$6.76M · loan HK$10.15M · min. income ≈ HK$98,338/mo (50% DSR)
Upfront cash ≈ HK$7.40M (deposit + AVD stamp duty HK$634,076 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,472
−HK$2,781/mo
▼ 0.25% · 3.875%
HK$52,852
−HK$1,401/mo
Today · 4.125%
HK$54,253
baseline
▲ 0.50% · 4.625%
HK$57,113
+HK$2,860/mo
Deposit HK$6.76M · loan HK$10.15M · min. income ≈ HK$108,506/mo (50% DSR)
Upfront cash ≈ HK$7.40M (deposit + AVD stamp duty HK$634,076 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,979
−HK$3,385/mo
▼ 0.25% · 3.875%
HK$55,658
−HK$1,706/mo
Today · 4.125%
HK$57,364
baseline
▲ 0.50% · 4.625%
HK$60,854
+HK$3,490/mo
Deposit HK$5.07M · loan HK$11.84M · min. income ≈ HK$114,728/mo (50% DSR)
Upfront cash ≈ HK$5.71M (deposit + AVD stamp duty HK$634,076 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,051
−HK$3,244/mo
▼ 0.25% · 3.875%
HK$61,661
−HK$1,634/mo
Today · 4.125%
HK$63,295
baseline
▲ 0.50% · 4.625%
HK$66,631
+HK$3,336/mo
Deposit HK$5.07M · loan HK$11.84M · min. income ≈ HK$126,590/mo (50% DSR)
Upfront cash ≈ HK$5.71M (deposit + AVD stamp duty HK$634,076 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,401
−HK$4,352/mo
▼ 0.25% · 3.875%
HK$71,560
−HK$2,193/mo
Today · 4.125%
HK$73,753
baseline
▲ 0.50% · 4.625%
HK$78,241
+HK$4,488/mo
Deposit HK$1.69M · loan HK$15.22M · min. income ≈ HK$147,506/mo (50% DSR)
Upfront cash ≈ HK$2.32M (deposit + AVD stamp duty HK$634,076 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,208
−HK$4,171/mo
▼ 0.25% · 3.875%
HK$79,279
−HK$2,100/mo
Today · 4.125%
HK$81,379
baseline
▲ 0.50% · 4.625%
HK$85,669
+HK$4,290/mo
Deposit HK$1.69M · loan HK$15.22M · min. income ≈ HK$162,758/mo (50% DSR)
Upfront cash ≈ HK$2.32M (deposit + AVD stamp duty HK$634,076 · Scale 2, in force from 26 Feb 2026)