LTV · monthly repayment
▼ 0.50% · 3.625%
HK$38,557
−HK$2,418/mo
▼ 0.25% · 3.875%
HK$39,756
−HK$1,219/mo
Today · 4.125%
HK$40,975
baseline
▲ 0.50% · 4.625%
HK$43,468
+HK$2,493/mo
Deposit HK$8.45M · loan HK$8.45M · min. income ≈ HK$81,950/mo (50% DSR)
Upfront cash ≈ HK$9.09M (deposit + AVD stamp duty HK$634,090 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,894
−HK$2,318/mo
▼ 0.25% · 3.875%
HK$44,045
−HK$1,167/mo
Today · 4.125%
HK$45,212
baseline
▲ 0.50% · 4.625%
HK$47,595
+HK$2,383/mo
Deposit HK$8.45M · loan HK$8.45M · min. income ≈ HK$90,424/mo (50% DSR)
Upfront cash ≈ HK$9.09M (deposit + AVD stamp duty HK$634,090 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,268
−HK$2,902/mo
▼ 0.25% · 3.875%
HK$47,708
−HK$1,462/mo
Today · 4.125%
HK$49,170
baseline
▲ 0.50% · 4.625%
HK$52,162
+HK$2,992/mo
Deposit HK$6.76M · loan HK$10.15M · min. income ≈ HK$98,340/mo (50% DSR)
Upfront cash ≈ HK$7.40M (deposit + AVD stamp duty HK$634,090 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,473
−HK$2,781/mo
▼ 0.25% · 3.875%
HK$52,854
−HK$1,400/mo
Today · 4.125%
HK$54,254
baseline
▲ 0.50% · 4.625%
HK$57,114
+HK$2,860/mo
Deposit HK$6.76M · loan HK$10.15M · min. income ≈ HK$108,508/mo (50% DSR)
Upfront cash ≈ HK$7.40M (deposit + AVD stamp duty HK$634,090 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,980
−HK$3,385/mo
▼ 0.25% · 3.875%
HK$55,659
−HK$1,706/mo
Today · 4.125%
HK$57,365
baseline
▲ 0.50% · 4.625%
HK$60,855
+HK$3,490/mo
Deposit HK$5.07M · loan HK$11.84M · min. income ≈ HK$114,730/mo (50% DSR)
Upfront cash ≈ HK$5.71M (deposit + AVD stamp duty HK$634,090 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,052
−HK$3,244/mo
▼ 0.25% · 3.875%
HK$61,663
−HK$1,633/mo
Today · 4.125%
HK$63,296
baseline
▲ 0.50% · 4.625%
HK$66,633
+HK$3,337/mo
Deposit HK$5.07M · loan HK$11.84M · min. income ≈ HK$126,592/mo (50% DSR)
Upfront cash ≈ HK$5.71M (deposit + AVD stamp duty HK$634,090 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,403
−HK$4,352/mo
▼ 0.25% · 3.875%
HK$71,561
−HK$2,194/mo
Today · 4.125%
HK$73,755
baseline
▲ 0.50% · 4.625%
HK$78,243
+HK$4,488/mo
Deposit HK$1.69M · loan HK$15.22M · min. income ≈ HK$147,510/mo (50% DSR)
Upfront cash ≈ HK$2.32M (deposit + AVD stamp duty HK$634,090 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,210
−HK$4,171/mo
▼ 0.25% · 3.875%
HK$79,280
−HK$2,101/mo
Today · 4.125%
HK$81,381
baseline
▲ 0.50% · 4.625%
HK$85,671
+HK$4,290/mo
Deposit HK$1.69M · loan HK$15.22M · min. income ≈ HK$162,762/mo (50% DSR)
Upfront cash ≈ HK$2.32M (deposit + AVD stamp duty HK$634,090 · Scale 2, in force from 26 Feb 2026)