LTV · monthly repayment
▼ 0.50% · 3.625%
HK$38,558
−HK$2,417/mo
▼ 0.25% · 3.875%
HK$39,757
−HK$1,218/mo
Today · 4.125%
HK$40,975
baseline
▲ 0.50% · 4.625%
HK$43,469
+HK$2,494/mo
Deposit HK$8.45M · loan HK$8.45M · min. income ≈ HK$81,950/mo (50% DSR)
Upfront cash ≈ HK$9.09M (deposit + AVD stamp duty HK$634,100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,895
−HK$2,317/mo
▼ 0.25% · 3.875%
HK$44,045
−HK$1,167/mo
Today · 4.125%
HK$45,212
baseline
▲ 0.50% · 4.625%
HK$47,596
+HK$2,384/mo
Deposit HK$8.45M · loan HK$8.45M · min. income ≈ HK$90,424/mo (50% DSR)
Upfront cash ≈ HK$9.09M (deposit + AVD stamp duty HK$634,100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,269
−HK$2,902/mo
▼ 0.25% · 3.875%
HK$47,708
−HK$1,463/mo
Today · 4.125%
HK$49,171
baseline
▲ 0.50% · 4.625%
HK$52,162
+HK$2,991/mo
Deposit HK$6.76M · loan HK$10.15M · min. income ≈ HK$98,342/mo (50% DSR)
Upfront cash ≈ HK$7.40M (deposit + AVD stamp duty HK$634,100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,474
−HK$2,781/mo
▼ 0.25% · 3.875%
HK$52,854
−HK$1,401/mo
Today · 4.125%
HK$54,255
baseline
▲ 0.50% · 4.625%
HK$57,115
+HK$2,860/mo
Deposit HK$6.76M · loan HK$10.15M · min. income ≈ HK$108,510/mo (50% DSR)
Upfront cash ≈ HK$7.40M (deposit + AVD stamp duty HK$634,100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,981
−HK$3,385/mo
▼ 0.25% · 3.875%
HK$55,660
−HK$1,706/mo
Today · 4.125%
HK$57,366
baseline
▲ 0.50% · 4.625%
HK$60,856
+HK$3,490/mo
Deposit HK$5.07M · loan HK$11.84M · min. income ≈ HK$114,732/mo (50% DSR)
Upfront cash ≈ HK$5.71M (deposit + AVD stamp duty HK$634,100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,053
−HK$3,244/mo
▼ 0.25% · 3.875%
HK$61,663
−HK$1,634/mo
Today · 4.125%
HK$63,297
baseline
▲ 0.50% · 4.625%
HK$66,634
+HK$3,337/mo
Deposit HK$5.07M · loan HK$11.84M · min. income ≈ HK$126,594/mo (50% DSR)
Upfront cash ≈ HK$5.71M (deposit + AVD stamp duty HK$634,100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,404
−HK$4,352/mo
▼ 0.25% · 3.875%
HK$71,562
−HK$2,194/mo
Today · 4.125%
HK$73,756
baseline
▲ 0.50% · 4.625%
HK$78,244
+HK$4,488/mo
Deposit HK$1.69M · loan HK$15.22M · min. income ≈ HK$147,512/mo (50% DSR)
Upfront cash ≈ HK$2.33M (deposit + AVD stamp duty HK$634,100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,211
−HK$4,171/mo
▼ 0.25% · 3.875%
HK$79,282
−HK$2,100/mo
Today · 4.125%
HK$81,382
baseline
▲ 0.50% · 4.625%
HK$85,672
+HK$4,290/mo
Deposit HK$1.69M · loan HK$15.22M · min. income ≈ HK$162,764/mo (50% DSR)
Upfront cash ≈ HK$2.33M (deposit + AVD stamp duty HK$634,100 · Scale 2, in force from 26 Feb 2026)