LTV · monthly repayment
▼ 0.50% · 3.625%
HK$38,558
−HK$2,418/mo
▼ 0.25% · 3.875%
HK$39,757
−HK$1,219/mo
Today · 4.125%
HK$40,976
baseline
▲ 0.50% · 4.625%
HK$43,469
+HK$2,493/mo
Deposit HK$8.45M · loan HK$8.45M · min. income ≈ HK$81,952/mo (50% DSR)
Upfront cash ≈ HK$9.09M (deposit + AVD stamp duty HK$634,105 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,895
−HK$2,318/mo
▼ 0.25% · 3.875%
HK$44,046
−HK$1,167/mo
Today · 4.125%
HK$45,213
baseline
▲ 0.50% · 4.625%
HK$47,596
+HK$2,383/mo
Deposit HK$8.45M · loan HK$8.45M · min. income ≈ HK$90,426/mo (50% DSR)
Upfront cash ≈ HK$9.09M (deposit + AVD stamp duty HK$634,105 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,269
−HK$2,902/mo
▼ 0.25% · 3.875%
HK$47,709
−HK$1,462/mo
Today · 4.125%
HK$49,171
baseline
▲ 0.50% · 4.625%
HK$52,163
+HK$2,992/mo
Deposit HK$6.76M · loan HK$10.15M · min. income ≈ HK$98,342/mo (50% DSR)
Upfront cash ≈ HK$7.40M (deposit + AVD stamp duty HK$634,105 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,474
−HK$2,781/mo
▼ 0.25% · 3.875%
HK$52,855
−HK$1,400/mo
Today · 4.125%
HK$54,255
baseline
▲ 0.50% · 4.625%
HK$57,115
+HK$2,860/mo
Deposit HK$6.76M · loan HK$10.15M · min. income ≈ HK$108,510/mo (50% DSR)
Upfront cash ≈ HK$7.40M (deposit + AVD stamp duty HK$634,105 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,981
−HK$3,385/mo
▼ 0.25% · 3.875%
HK$55,660
−HK$1,706/mo
Today · 4.125%
HK$57,366
baseline
▲ 0.50% · 4.625%
HK$60,857
+HK$3,491/mo
Deposit HK$5.07M · loan HK$11.84M · min. income ≈ HK$114,732/mo (50% DSR)
Upfront cash ≈ HK$5.71M (deposit + AVD stamp duty HK$634,105 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,053
−HK$3,245/mo
▼ 0.25% · 3.875%
HK$61,664
−HK$1,634/mo
Today · 4.125%
HK$63,298
baseline
▲ 0.50% · 4.625%
HK$66,634
+HK$3,336/mo
Deposit HK$5.07M · loan HK$11.84M · min. income ≈ HK$126,596/mo (50% DSR)
Upfront cash ≈ HK$5.71M (deposit + AVD stamp duty HK$634,105 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,404
−HK$4,353/mo
▼ 0.25% · 3.875%
HK$71,563
−HK$2,194/mo
Today · 4.125%
HK$73,757
baseline
▲ 0.50% · 4.625%
HK$78,244
+HK$4,487/mo
Deposit HK$1.69M · loan HK$15.22M · min. income ≈ HK$147,514/mo (50% DSR)
Upfront cash ≈ HK$2.33M (deposit + AVD stamp duty HK$634,105 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,212
−HK$4,171/mo
▼ 0.25% · 3.875%
HK$79,282
−HK$2,101/mo
Today · 4.125%
HK$81,383
baseline
▲ 0.50% · 4.625%
HK$85,673
+HK$4,290/mo
Deposit HK$1.69M · loan HK$15.22M · min. income ≈ HK$162,766/mo (50% DSR)
Upfront cash ≈ HK$2.33M (deposit + AVD stamp duty HK$634,105 · Scale 2, in force from 26 Feb 2026)