LTV · monthly repayment
▼ 0.50% · 3.625%
HK$38,561
−HK$2,418/mo
▼ 0.25% · 3.875%
HK$39,760
−HK$1,219/mo
Today · 4.125%
HK$40,979
baseline
▲ 0.50% · 4.625%
HK$43,472
+HK$2,493/mo
Deposit HK$8.46M · loan HK$8.46M · min. income ≈ HK$81,958/mo (50% DSR)
Upfront cash ≈ HK$9.09M (deposit + AVD stamp duty HK$634,151 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,898
−HK$2,318/mo
▼ 0.25% · 3.875%
HK$44,049
−HK$1,167/mo
Today · 4.125%
HK$45,216
baseline
▲ 0.50% · 4.625%
HK$47,599
+HK$2,383/mo
Deposit HK$8.46M · loan HK$8.46M · min. income ≈ HK$90,432/mo (50% DSR)
Upfront cash ≈ HK$9.09M (deposit + AVD stamp duty HK$634,151 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,273
−HK$2,902/mo
▼ 0.25% · 3.875%
HK$47,712
−HK$1,463/mo
Today · 4.125%
HK$49,175
baseline
▲ 0.50% · 4.625%
HK$52,167
+HK$2,992/mo
Deposit HK$6.76M · loan HK$10.15M · min. income ≈ HK$98,350/mo (50% DSR)
Upfront cash ≈ HK$7.40M (deposit + AVD stamp duty HK$634,151 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,478
−HK$2,781/mo
▼ 0.25% · 3.875%
HK$52,859
−HK$1,400/mo
Today · 4.125%
HK$54,259
baseline
▲ 0.50% · 4.625%
HK$57,119
+HK$2,860/mo
Deposit HK$6.76M · loan HK$10.15M · min. income ≈ HK$108,518/mo (50% DSR)
Upfront cash ≈ HK$7.40M (deposit + AVD stamp duty HK$634,151 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,985
−HK$3,385/mo
▼ 0.25% · 3.875%
HK$55,664
−HK$1,706/mo
Today · 4.125%
HK$57,370
baseline
▲ 0.50% · 4.625%
HK$60,861
+HK$3,491/mo
Deposit HK$5.07M · loan HK$11.84M · min. income ≈ HK$114,740/mo (50% DSR)
Upfront cash ≈ HK$5.71M (deposit + AVD stamp duty HK$634,151 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,058
−HK$3,245/mo
▼ 0.25% · 3.875%
HK$61,668
−HK$1,635/mo
Today · 4.125%
HK$63,303
baseline
▲ 0.50% · 4.625%
HK$66,639
+HK$3,336/mo
Deposit HK$5.07M · loan HK$11.84M · min. income ≈ HK$126,606/mo (50% DSR)
Upfront cash ≈ HK$5.71M (deposit + AVD stamp duty HK$634,151 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,409
−HK$4,353/mo
▼ 0.25% · 3.875%
HK$71,568
−HK$2,194/mo
Today · 4.125%
HK$73,762
baseline
▲ 0.50% · 4.625%
HK$78,250
+HK$4,488/mo
Deposit HK$1.69M · loan HK$15.22M · min. income ≈ HK$147,524/mo (50% DSR)
Upfront cash ≈ HK$2.33M (deposit + AVD stamp duty HK$634,151 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,217
−HK$4,172/mo
▼ 0.25% · 3.875%
HK$79,288
−HK$2,101/mo
Today · 4.125%
HK$81,389
baseline
▲ 0.50% · 4.625%
HK$85,679
+HK$4,290/mo
Deposit HK$1.69M · loan HK$15.22M · min. income ≈ HK$162,778/mo (50% DSR)
Upfront cash ≈ HK$2.33M (deposit + AVD stamp duty HK$634,151 · Scale 2, in force from 26 Feb 2026)