LTV · monthly repayment
▼ 0.50% · 3.625%
HK$38,562
−HK$2,418/mo
▼ 0.25% · 3.875%
HK$39,761
−HK$1,219/mo
Today · 4.125%
HK$40,980
baseline
▲ 0.50% · 4.625%
HK$43,474
+HK$2,494/mo
Deposit HK$8.46M · loan HK$8.46M · min. income ≈ HK$81,960/mo (50% DSR)
Upfront cash ≈ HK$9.09M (deposit + AVD stamp duty HK$634,171 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,900
−HK$2,317/mo
▼ 0.25% · 3.875%
HK$44,050
−HK$1,167/mo
Today · 4.125%
HK$45,217
baseline
▲ 0.50% · 4.625%
HK$47,601
+HK$2,384/mo
Deposit HK$8.46M · loan HK$8.46M · min. income ≈ HK$90,434/mo (50% DSR)
Upfront cash ≈ HK$9.09M (deposit + AVD stamp duty HK$634,171 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,274
−HK$2,902/mo
▼ 0.25% · 3.875%
HK$47,714
−HK$1,462/mo
Today · 4.125%
HK$49,176
baseline
▲ 0.50% · 4.625%
HK$52,168
+HK$2,992/mo
Deposit HK$6.76M · loan HK$10.15M · min. income ≈ HK$98,352/mo (50% DSR)
Upfront cash ≈ HK$7.40M (deposit + AVD stamp duty HK$634,171 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,480
−HK$2,781/mo
▼ 0.25% · 3.875%
HK$52,860
−HK$1,401/mo
Today · 4.125%
HK$54,261
baseline
▲ 0.50% · 4.625%
HK$57,121
+HK$2,860/mo
Deposit HK$6.76M · loan HK$10.15M · min. income ≈ HK$108,522/mo (50% DSR)
Upfront cash ≈ HK$7.40M (deposit + AVD stamp duty HK$634,171 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,987
−HK$3,385/mo
▼ 0.25% · 3.875%
HK$55,666
−HK$1,706/mo
Today · 4.125%
HK$57,372
baseline
▲ 0.50% · 4.625%
HK$60,863
+HK$3,491/mo
Deposit HK$5.07M · loan HK$11.84M · min. income ≈ HK$114,744/mo (50% DSR)
Upfront cash ≈ HK$5.71M (deposit + AVD stamp duty HK$634,171 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,060
−HK$3,244/mo
▼ 0.25% · 3.875%
HK$61,670
−HK$1,634/mo
Today · 4.125%
HK$63,304
baseline
▲ 0.50% · 4.625%
HK$66,641
+HK$3,337/mo
Deposit HK$5.07M · loan HK$11.84M · min. income ≈ HK$126,608/mo (50% DSR)
Upfront cash ≈ HK$5.71M (deposit + AVD stamp duty HK$634,171 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,411
−HK$4,353/mo
▼ 0.25% · 3.875%
HK$71,570
−HK$2,194/mo
Today · 4.125%
HK$73,764
baseline
▲ 0.50% · 4.625%
HK$78,252
+HK$4,488/mo
Deposit HK$1.69M · loan HK$15.22M · min. income ≈ HK$147,528/mo (50% DSR)
Upfront cash ≈ HK$2.33M (deposit + AVD stamp duty HK$634,171 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,219
−HK$4,172/mo
▼ 0.25% · 3.875%
HK$79,290
−HK$2,101/mo
Today · 4.125%
HK$81,391
baseline
▲ 0.50% · 4.625%
HK$85,682
+HK$4,291/mo
Deposit HK$1.69M · loan HK$15.22M · min. income ≈ HK$162,782/mo (50% DSR)
Upfront cash ≈ HK$2.33M (deposit + AVD stamp duty HK$634,171 · Scale 2, in force from 26 Feb 2026)