LTV · monthly repayment
▼ 0.50% · 3.625%
HK$38,564
−HK$2,418/mo
▼ 0.25% · 3.875%
HK$39,763
−HK$1,219/mo
Today · 4.125%
HK$40,982
baseline
▲ 0.50% · 4.625%
HK$43,476
+HK$2,494/mo
Deposit HK$8.46M · loan HK$8.46M · min. income ≈ HK$81,964/mo (50% DSR)
Upfront cash ≈ HK$9.09M (deposit + AVD stamp duty HK$634,201 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,902
−HK$2,318/mo
▼ 0.25% · 3.875%
HK$44,052
−HK$1,168/mo
Today · 4.125%
HK$45,220
baseline
▲ 0.50% · 4.625%
HK$47,603
+HK$2,383/mo
Deposit HK$8.46M · loan HK$8.46M · min. income ≈ HK$90,440/mo (50% DSR)
Upfront cash ≈ HK$9.09M (deposit + AVD stamp duty HK$634,201 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,276
−HK$2,902/mo
▼ 0.25% · 3.875%
HK$47,716
−HK$1,462/mo
Today · 4.125%
HK$49,178
baseline
▲ 0.50% · 4.625%
HK$52,171
+HK$2,993/mo
Deposit HK$6.76M · loan HK$10.15M · min. income ≈ HK$98,356/mo (50% DSR)
Upfront cash ≈ HK$7.40M (deposit + AVD stamp duty HK$634,201 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,482
−HK$2,782/mo
▼ 0.25% · 3.875%
HK$52,863
−HK$1,401/mo
Today · 4.125%
HK$54,264
baseline
▲ 0.50% · 4.625%
HK$57,124
+HK$2,860/mo
Deposit HK$6.76M · loan HK$10.15M · min. income ≈ HK$108,528/mo (50% DSR)
Upfront cash ≈ HK$7.40M (deposit + AVD stamp duty HK$634,201 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,989
−HK$3,386/mo
▼ 0.25% · 3.875%
HK$55,669
−HK$1,706/mo
Today · 4.125%
HK$57,375
baseline
▲ 0.50% · 4.625%
HK$60,866
+HK$3,491/mo
Deposit HK$5.07M · loan HK$11.84M · min. income ≈ HK$114,750/mo (50% DSR)
Upfront cash ≈ HK$5.71M (deposit + AVD stamp duty HK$634,201 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,062
−HK$3,245/mo
▼ 0.25% · 3.875%
HK$61,673
−HK$1,634/mo
Today · 4.125%
HK$63,307
baseline
▲ 0.50% · 4.625%
HK$66,644
+HK$3,337/mo
Deposit HK$5.07M · loan HK$11.84M · min. income ≈ HK$126,614/mo (50% DSR)
Upfront cash ≈ HK$5.71M (deposit + AVD stamp duty HK$634,201 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,415
−HK$4,353/mo
▼ 0.25% · 3.875%
HK$71,574
−HK$2,194/mo
Today · 4.125%
HK$73,768
baseline
▲ 0.50% · 4.625%
HK$78,256
+HK$4,488/mo
Deposit HK$1.69M · loan HK$15.22M · min. income ≈ HK$147,536/mo (50% DSR)
Upfront cash ≈ HK$2.33M (deposit + AVD stamp duty HK$634,201 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,223
−HK$4,172/mo
▼ 0.25% · 3.875%
HK$79,294
−HK$2,101/mo
Today · 4.125%
HK$81,395
baseline
▲ 0.50% · 4.625%
HK$85,686
+HK$4,291/mo
Deposit HK$1.69M · loan HK$15.22M · min. income ≈ HK$162,790/mo (50% DSR)
Upfront cash ≈ HK$2.33M (deposit + AVD stamp duty HK$634,201 · Scale 2, in force from 26 Feb 2026)