LTV · monthly repayment
▼ 0.50% · 3.625%
HK$38,564
−HK$2,419/mo
▼ 0.25% · 3.875%
HK$39,764
−HK$1,219/mo
Today · 4.125%
HK$40,983
baseline
▲ 0.50% · 4.625%
HK$43,477
+HK$2,494/mo
Deposit HK$8.46M · loan HK$8.46M · min. income ≈ HK$81,966/mo (50% DSR)
Upfront cash ≈ HK$9.09M (deposit + AVD stamp duty HK$634,214 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,903
−HK$2,318/mo
▼ 0.25% · 3.875%
HK$44,053
−HK$1,168/mo
Today · 4.125%
HK$45,221
baseline
▲ 0.50% · 4.625%
HK$47,604
+HK$2,383/mo
Deposit HK$8.46M · loan HK$8.46M · min. income ≈ HK$90,442/mo (50% DSR)
Upfront cash ≈ HK$9.09M (deposit + AVD stamp duty HK$634,214 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,277
−HK$2,902/mo
▼ 0.25% · 3.875%
HK$47,717
−HK$1,462/mo
Today · 4.125%
HK$49,179
baseline
▲ 0.50% · 4.625%
HK$52,172
+HK$2,993/mo
Deposit HK$6.76M · loan HK$10.15M · min. income ≈ HK$98,358/mo (50% DSR)
Upfront cash ≈ HK$7.40M (deposit + AVD stamp duty HK$634,214 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,483
−HK$2,782/mo
▼ 0.25% · 3.875%
HK$52,864
−HK$1,401/mo
Today · 4.125%
HK$54,265
baseline
▲ 0.50% · 4.625%
HK$57,125
+HK$2,860/mo
Deposit HK$6.76M · loan HK$10.15M · min. income ≈ HK$108,530/mo (50% DSR)
Upfront cash ≈ HK$7.40M (deposit + AVD stamp duty HK$634,214 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,990
−HK$3,386/mo
▼ 0.25% · 3.875%
HK$55,670
−HK$1,706/mo
Today · 4.125%
HK$57,376
baseline
▲ 0.50% · 4.625%
HK$60,867
+HK$3,491/mo
Deposit HK$5.07M · loan HK$11.84M · min. income ≈ HK$114,752/mo (50% DSR)
Upfront cash ≈ HK$5.71M (deposit + AVD stamp duty HK$634,214 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,064
−HK$3,245/mo
▼ 0.25% · 3.875%
HK$61,675
−HK$1,634/mo
Today · 4.125%
HK$63,309
baseline
▲ 0.50% · 4.625%
HK$66,646
+HK$3,337/mo
Deposit HK$5.07M · loan HK$11.84M · min. income ≈ HK$126,618/mo (50% DSR)
Upfront cash ≈ HK$5.71M (deposit + AVD stamp duty HK$634,214 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,416
−HK$4,353/mo
▼ 0.25% · 3.875%
HK$71,575
−HK$2,194/mo
Today · 4.125%
HK$73,769
baseline
▲ 0.50% · 4.625%
HK$78,258
+HK$4,489/mo
Deposit HK$1.69M · loan HK$15.22M · min. income ≈ HK$147,538/mo (50% DSR)
Upfront cash ≈ HK$2.33M (deposit + AVD stamp duty HK$634,214 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,225
−HK$4,172/mo
▼ 0.25% · 3.875%
HK$79,296
−HK$2,101/mo
Today · 4.125%
HK$81,397
baseline
▲ 0.50% · 4.625%
HK$85,687
+HK$4,290/mo
Deposit HK$1.69M · loan HK$15.22M · min. income ≈ HK$162,794/mo (50% DSR)
Upfront cash ≈ HK$2.33M (deposit + AVD stamp duty HK$634,214 · Scale 2, in force from 26 Feb 2026)