LTV · monthly repayment
▼ 0.50% · 3.625%
HK$38,565
−HK$2,418/mo
▼ 0.25% · 3.875%
HK$39,765
−HK$1,218/mo
Today · 4.125%
HK$40,983
baseline
▲ 0.50% · 4.625%
HK$43,477
+HK$2,494/mo
Deposit HK$8.46M · loan HK$8.46M · min. income ≈ HK$81,966/mo (50% DSR)
Upfront cash ≈ HK$9.09M (deposit + AVD stamp duty HK$634,224 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,903
−HK$2,318/mo
▼ 0.25% · 3.875%
HK$44,054
−HK$1,167/mo
Today · 4.125%
HK$45,221
baseline
▲ 0.50% · 4.625%
HK$47,605
+HK$2,384/mo
Deposit HK$8.46M · loan HK$8.46M · min. income ≈ HK$90,442/mo (50% DSR)
Upfront cash ≈ HK$9.09M (deposit + AVD stamp duty HK$634,224 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,278
−HK$2,902/mo
▼ 0.25% · 3.875%
HK$47,718
−HK$1,462/mo
Today · 4.125%
HK$49,180
baseline
▲ 0.50% · 4.625%
HK$52,173
+HK$2,993/mo
Deposit HK$6.77M · loan HK$10.15M · min. income ≈ HK$98,360/mo (50% DSR)
Upfront cash ≈ HK$7.40M (deposit + AVD stamp duty HK$634,224 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,484
−HK$2,781/mo
▼ 0.25% · 3.875%
HK$52,865
−HK$1,400/mo
Today · 4.125%
HK$54,265
baseline
▲ 0.50% · 4.625%
HK$57,126
+HK$2,861/mo
Deposit HK$6.77M · loan HK$10.15M · min. income ≈ HK$108,530/mo (50% DSR)
Upfront cash ≈ HK$7.40M (deposit + AVD stamp duty HK$634,224 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,991
−HK$3,386/mo
▼ 0.25% · 3.875%
HK$55,671
−HK$1,706/mo
Today · 4.125%
HK$57,377
baseline
▲ 0.50% · 4.625%
HK$60,868
+HK$3,491/mo
Deposit HK$5.07M · loan HK$11.84M · min. income ≈ HK$114,754/mo (50% DSR)
Upfront cash ≈ HK$5.71M (deposit + AVD stamp duty HK$634,224 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,065
−HK$3,245/mo
▼ 0.25% · 3.875%
HK$61,676
−HK$1,634/mo
Today · 4.125%
HK$63,310
baseline
▲ 0.50% · 4.625%
HK$66,647
+HK$3,337/mo
Deposit HK$5.07M · loan HK$11.84M · min. income ≈ HK$126,620/mo (50% DSR)
Upfront cash ≈ HK$5.71M (deposit + AVD stamp duty HK$634,224 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,417
−HK$4,353/mo
▼ 0.25% · 3.875%
HK$71,576
−HK$2,194/mo
Today · 4.125%
HK$73,770
baseline
▲ 0.50% · 4.625%
HK$78,259
+HK$4,489/mo
Deposit HK$1.69M · loan HK$15.22M · min. income ≈ HK$147,540/mo (50% DSR)
Upfront cash ≈ HK$2.33M (deposit + AVD stamp duty HK$634,224 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,226
−HK$4,172/mo
▼ 0.25% · 3.875%
HK$79,297
−HK$2,101/mo
Today · 4.125%
HK$81,398
baseline
▲ 0.50% · 4.625%
HK$85,689
+HK$4,291/mo
Deposit HK$1.69M · loan HK$15.22M · min. income ≈ HK$162,796/mo (50% DSR)
Upfront cash ≈ HK$2.33M (deposit + AVD stamp duty HK$634,224 · Scale 2, in force from 26 Feb 2026)