LTV · monthly repayment
▼ 0.50% · 3.625%
HK$38,566
−HK$2,418/mo
▼ 0.25% · 3.875%
HK$39,765
−HK$1,219/mo
Today · 4.125%
HK$40,984
baseline
▲ 0.50% · 4.625%
HK$43,478
+HK$2,494/mo
Deposit HK$8.46M · loan HK$8.46M · min. income ≈ HK$81,968/mo (50% DSR)
Upfront cash ≈ HK$9.09M (deposit + AVD stamp duty HK$634,234 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,904
−HK$2,318/mo
▼ 0.25% · 3.875%
HK$44,055
−HK$1,167/mo
Today · 4.125%
HK$45,222
baseline
▲ 0.50% · 4.625%
HK$47,606
+HK$2,384/mo
Deposit HK$8.46M · loan HK$8.46M · min. income ≈ HK$90,444/mo (50% DSR)
Upfront cash ≈ HK$9.09M (deposit + AVD stamp duty HK$634,234 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,279
−HK$2,902/mo
▼ 0.25% · 3.875%
HK$47,718
−HK$1,463/mo
Today · 4.125%
HK$49,181
baseline
▲ 0.50% · 4.625%
HK$52,174
+HK$2,993/mo
Deposit HK$6.77M · loan HK$10.15M · min. income ≈ HK$98,362/mo (50% DSR)
Upfront cash ≈ HK$7.40M (deposit + AVD stamp duty HK$634,234 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,485
−HK$2,781/mo
▼ 0.25% · 3.875%
HK$52,866
−HK$1,400/mo
Today · 4.125%
HK$54,266
baseline
▲ 0.50% · 4.625%
HK$57,127
+HK$2,861/mo
Deposit HK$6.77M · loan HK$10.15M · min. income ≈ HK$108,532/mo (50% DSR)
Upfront cash ≈ HK$7.40M (deposit + AVD stamp duty HK$634,234 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,992
−HK$3,386/mo
▼ 0.25% · 3.875%
HK$55,672
−HK$1,706/mo
Today · 4.125%
HK$57,378
baseline
▲ 0.50% · 4.625%
HK$60,869
+HK$3,491/mo
Deposit HK$5.07M · loan HK$11.84M · min. income ≈ HK$114,756/mo (50% DSR)
Upfront cash ≈ HK$5.71M (deposit + AVD stamp duty HK$634,234 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,066
−HK$3,245/mo
▼ 0.25% · 3.875%
HK$61,677
−HK$1,634/mo
Today · 4.125%
HK$63,311
baseline
▲ 0.50% · 4.625%
HK$66,648
+HK$3,337/mo
Deposit HK$5.07M · loan HK$11.84M · min. income ≈ HK$126,622/mo (50% DSR)
Upfront cash ≈ HK$5.71M (deposit + AVD stamp duty HK$634,234 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,418
−HK$4,353/mo
▼ 0.25% · 3.875%
HK$71,578
−HK$2,193/mo
Today · 4.125%
HK$73,771
baseline
▲ 0.50% · 4.625%
HK$78,260
+HK$4,489/mo
Deposit HK$1.69M · loan HK$15.22M · min. income ≈ HK$147,542/mo (50% DSR)
Upfront cash ≈ HK$2.33M (deposit + AVD stamp duty HK$634,234 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,227
−HK$4,173/mo
▼ 0.25% · 3.875%
HK$79,298
−HK$2,102/mo
Today · 4.125%
HK$81,400
baseline
▲ 0.50% · 4.625%
HK$85,690
+HK$4,290/mo
Deposit HK$1.69M · loan HK$15.22M · min. income ≈ HK$162,800/mo (50% DSR)
Upfront cash ≈ HK$2.33M (deposit + AVD stamp duty HK$634,234 · Scale 2, in force from 26 Feb 2026)