LTV · monthly repayment
▼ 0.50% · 3.625%
HK$38,566
−HK$2,419/mo
▼ 0.25% · 3.875%
HK$39,766
−HK$1,219/mo
Today · 4.125%
HK$40,985
baseline
▲ 0.50% · 4.625%
HK$43,479
+HK$2,494/mo
Deposit HK$8.46M · loan HK$8.46M · min. income ≈ HK$81,970/mo (50% DSR)
Upfront cash ≈ HK$9.09M (deposit + AVD stamp duty HK$634,246 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,905
−HK$2,318/mo
▼ 0.25% · 3.875%
HK$44,056
−HK$1,167/mo
Today · 4.125%
HK$45,223
baseline
▲ 0.50% · 4.625%
HK$47,607
+HK$2,384/mo
Deposit HK$8.46M · loan HK$8.46M · min. income ≈ HK$90,446/mo (50% DSR)
Upfront cash ≈ HK$9.09M (deposit + AVD stamp duty HK$634,246 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,280
−HK$2,902/mo
▼ 0.25% · 3.875%
HK$47,719
−HK$1,463/mo
Today · 4.125%
HK$49,182
baseline
▲ 0.50% · 4.625%
HK$52,175
+HK$2,993/mo
Deposit HK$6.77M · loan HK$10.15M · min. income ≈ HK$98,364/mo (50% DSR)
Upfront cash ≈ HK$7.40M (deposit + AVD stamp duty HK$634,246 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,486
−HK$2,781/mo
▼ 0.25% · 3.875%
HK$52,867
−HK$1,400/mo
Today · 4.125%
HK$54,267
baseline
▲ 0.50% · 4.625%
HK$57,128
+HK$2,861/mo
Deposit HK$6.77M · loan HK$10.15M · min. income ≈ HK$108,534/mo (50% DSR)
Upfront cash ≈ HK$7.40M (deposit + AVD stamp duty HK$634,246 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,993
−HK$3,386/mo
▼ 0.25% · 3.875%
HK$55,673
−HK$1,706/mo
Today · 4.125%
HK$57,379
baseline
▲ 0.50% · 4.625%
HK$60,870
+HK$3,491/mo
Deposit HK$5.07M · loan HK$11.84M · min. income ≈ HK$114,758/mo (50% DSR)
Upfront cash ≈ HK$5.71M (deposit + AVD stamp duty HK$634,246 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,067
−HK$3,245/mo
▼ 0.25% · 3.875%
HK$61,678
−HK$1,634/mo
Today · 4.125%
HK$63,312
baseline
▲ 0.50% · 4.625%
HK$66,649
+HK$3,337/mo
Deposit HK$5.07M · loan HK$11.84M · min. income ≈ HK$126,624/mo (50% DSR)
Upfront cash ≈ HK$5.71M (deposit + AVD stamp duty HK$634,246 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,420
−HK$4,353/mo
▼ 0.25% · 3.875%
HK$71,579
−HK$2,194/mo
Today · 4.125%
HK$73,773
baseline
▲ 0.50% · 4.625%
HK$78,262
+HK$4,489/mo
Deposit HK$1.69M · loan HK$15.22M · min. income ≈ HK$147,546/mo (50% DSR)
Upfront cash ≈ HK$2.33M (deposit + AVD stamp duty HK$634,246 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,229
−HK$4,172/mo
▼ 0.25% · 3.875%
HK$79,300
−HK$2,101/mo
Today · 4.125%
HK$81,401
baseline
▲ 0.50% · 4.625%
HK$85,692
+HK$4,291/mo
Deposit HK$1.69M · loan HK$15.22M · min. income ≈ HK$162,802/mo (50% DSR)
Upfront cash ≈ HK$2.33M (deposit + AVD stamp duty HK$634,246 · Scale 2, in force from 26 Feb 2026)