LTV · monthly repayment
▼ 0.50% · 3.625%
HK$38,567
−HK$2,418/mo
▼ 0.25% · 3.875%
HK$39,767
−HK$1,218/mo
Today · 4.125%
HK$40,985
baseline
▲ 0.50% · 4.625%
HK$43,479
+HK$2,494/mo
Deposit HK$8.46M · loan HK$8.46M · min. income ≈ HK$81,970/mo (50% DSR)
Upfront cash ≈ HK$9.09M (deposit + AVD stamp duty HK$634,253 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,905
−HK$2,318/mo
▼ 0.25% · 3.875%
HK$44,056
−HK$1,167/mo
Today · 4.125%
HK$45,223
baseline
▲ 0.50% · 4.625%
HK$47,607
+HK$2,384/mo
Deposit HK$8.46M · loan HK$8.46M · min. income ≈ HK$90,446/mo (50% DSR)
Upfront cash ≈ HK$9.09M (deposit + AVD stamp duty HK$634,253 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,280
−HK$2,902/mo
▼ 0.25% · 3.875%
HK$47,720
−HK$1,462/mo
Today · 4.125%
HK$49,182
baseline
▲ 0.50% · 4.625%
HK$52,175
+HK$2,993/mo
Deposit HK$6.77M · loan HK$10.15M · min. income ≈ HK$98,364/mo (50% DSR)
Upfront cash ≈ HK$7.40M (deposit + AVD stamp duty HK$634,253 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,486
−HK$2,782/mo
▼ 0.25% · 3.875%
HK$52,867
−HK$1,401/mo
Today · 4.125%
HK$54,268
baseline
▲ 0.50% · 4.625%
HK$57,129
+HK$2,861/mo
Deposit HK$6.77M · loan HK$10.15M · min. income ≈ HK$108,536/mo (50% DSR)
Upfront cash ≈ HK$7.40M (deposit + AVD stamp duty HK$634,253 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,994
−HK$3,386/mo
▼ 0.25% · 3.875%
HK$55,673
−HK$1,707/mo
Today · 4.125%
HK$57,380
baseline
▲ 0.50% · 4.625%
HK$60,871
+HK$3,491/mo
Deposit HK$5.07M · loan HK$11.84M · min. income ≈ HK$114,760/mo (50% DSR)
Upfront cash ≈ HK$5.71M (deposit + AVD stamp duty HK$634,253 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,067
−HK$3,246/mo
▼ 0.25% · 3.875%
HK$61,678
−HK$1,635/mo
Today · 4.125%
HK$63,313
baseline
▲ 0.50% · 4.625%
HK$66,650
+HK$3,337/mo
Deposit HK$5.07M · loan HK$11.84M · min. income ≈ HK$126,626/mo (50% DSR)
Upfront cash ≈ HK$5.71M (deposit + AVD stamp duty HK$634,253 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,420
−HK$4,354/mo
▼ 0.25% · 3.875%
HK$71,580
−HK$2,194/mo
Today · 4.125%
HK$73,774
baseline
▲ 0.50% · 4.625%
HK$78,263
+HK$4,489/mo
Deposit HK$1.69M · loan HK$15.22M · min. income ≈ HK$147,548/mo (50% DSR)
Upfront cash ≈ HK$2.33M (deposit + AVD stamp duty HK$634,253 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,230
−HK$4,172/mo
▼ 0.25% · 3.875%
HK$79,301
−HK$2,101/mo
Today · 4.125%
HK$81,402
baseline
▲ 0.50% · 4.625%
HK$85,693
+HK$4,291/mo
Deposit HK$1.69M · loan HK$15.22M · min. income ≈ HK$162,804/mo (50% DSR)
Upfront cash ≈ HK$2.33M (deposit + AVD stamp duty HK$634,253 · Scale 2, in force from 26 Feb 2026)