LTV · monthly repayment
▼ 0.50% · 3.625%
HK$38,568
−HK$2,418/mo
▼ 0.25% · 3.875%
HK$39,768
−HK$1,218/mo
Today · 4.125%
HK$40,986
baseline
▲ 0.50% · 4.625%
HK$43,480
+HK$2,494/mo
Deposit HK$8.46M · loan HK$8.46M · min. income ≈ HK$81,972/mo (50% DSR)
Upfront cash ≈ HK$9.09M (deposit + AVD stamp duty HK$634,269 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,906
−HK$2,318/mo
▼ 0.25% · 3.875%
HK$44,057
−HK$1,167/mo
Today · 4.125%
HK$45,224
baseline
▲ 0.50% · 4.625%
HK$47,608
+HK$2,384/mo
Deposit HK$8.46M · loan HK$8.46M · min. income ≈ HK$90,448/mo (50% DSR)
Upfront cash ≈ HK$9.09M (deposit + AVD stamp duty HK$634,269 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,281
−HK$2,903/mo
▼ 0.25% · 3.875%
HK$47,721
−HK$1,463/mo
Today · 4.125%
HK$49,184
baseline
▲ 0.50% · 4.625%
HK$52,176
+HK$2,992/mo
Deposit HK$6.77M · loan HK$10.15M · min. income ≈ HK$98,368/mo (50% DSR)
Upfront cash ≈ HK$7.40M (deposit + AVD stamp duty HK$634,269 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,488
−HK$2,781/mo
▼ 0.25% · 3.875%
HK$52,869
−HK$1,400/mo
Today · 4.125%
HK$54,269
baseline
▲ 0.50% · 4.625%
HK$57,130
+HK$2,861/mo
Deposit HK$6.77M · loan HK$10.15M · min. income ≈ HK$108,538/mo (50% DSR)
Upfront cash ≈ HK$7.40M (deposit + AVD stamp duty HK$634,269 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,995
−HK$3,386/mo
▼ 0.25% · 3.875%
HK$55,675
−HK$1,706/mo
Today · 4.125%
HK$57,381
baseline
▲ 0.50% · 4.625%
HK$60,872
+HK$3,491/mo
Deposit HK$5.07M · loan HK$11.84M · min. income ≈ HK$114,762/mo (50% DSR)
Upfront cash ≈ HK$5.71M (deposit + AVD stamp duty HK$634,269 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,069
−HK$3,245/mo
▼ 0.25% · 3.875%
HK$61,680
−HK$1,634/mo
Today · 4.125%
HK$63,314
baseline
▲ 0.50% · 4.625%
HK$66,652
+HK$3,338/mo
Deposit HK$5.07M · loan HK$11.84M · min. income ≈ HK$126,628/mo (50% DSR)
Upfront cash ≈ HK$5.71M (deposit + AVD stamp duty HK$634,269 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,422
−HK$4,354/mo
▼ 0.25% · 3.875%
HK$71,582
−HK$2,194/mo
Today · 4.125%
HK$73,776
baseline
▲ 0.50% · 4.625%
HK$78,265
+HK$4,489/mo
Deposit HK$1.69M · loan HK$15.22M · min. income ≈ HK$147,552/mo (50% DSR)
Upfront cash ≈ HK$2.33M (deposit + AVD stamp duty HK$634,269 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,231
−HK$4,173/mo
▼ 0.25% · 3.875%
HK$79,303
−HK$2,101/mo
Today · 4.125%
HK$81,404
baseline
▲ 0.50% · 4.625%
HK$85,695
+HK$4,291/mo
Deposit HK$1.69M · loan HK$15.22M · min. income ≈ HK$162,808/mo (50% DSR)
Upfront cash ≈ HK$2.33M (deposit + AVD stamp duty HK$634,269 · Scale 2, in force from 26 Feb 2026)