LTV · monthly repayment
▼ 0.50% · 3.625%
HK$38,570
−HK$2,419/mo
▼ 0.25% · 3.875%
HK$39,770
−HK$1,219/mo
Today · 4.125%
HK$40,989
baseline
▲ 0.50% · 4.625%
HK$43,483
+HK$2,494/mo
Deposit HK$8.46M · loan HK$8.46M · min. income ≈ HK$81,978/mo (50% DSR)
Upfront cash ≈ HK$9.09M (deposit + AVD stamp duty HK$634,305 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,909
−HK$2,318/mo
▼ 0.25% · 3.875%
HK$44,060
−HK$1,167/mo
Today · 4.125%
HK$45,227
baseline
▲ 0.50% · 4.625%
HK$47,611
+HK$2,384/mo
Deposit HK$8.46M · loan HK$8.46M · min. income ≈ HK$90,454/mo (50% DSR)
Upfront cash ≈ HK$9.09M (deposit + AVD stamp duty HK$634,305 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,284
−HK$2,902/mo
▼ 0.25% · 3.875%
HK$47,724
−HK$1,462/mo
Today · 4.125%
HK$49,186
baseline
▲ 0.50% · 4.625%
HK$52,179
+HK$2,993/mo
Deposit HK$6.77M · loan HK$10.15M · min. income ≈ HK$98,372/mo (50% DSR)
Upfront cash ≈ HK$7.40M (deposit + AVD stamp duty HK$634,305 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,491
−HK$2,781/mo
▼ 0.25% · 3.875%
HK$52,872
−HK$1,400/mo
Today · 4.125%
HK$54,272
baseline
▲ 0.50% · 4.625%
HK$57,133
+HK$2,861/mo
Deposit HK$6.77M · loan HK$10.15M · min. income ≈ HK$108,544/mo (50% DSR)
Upfront cash ≈ HK$7.40M (deposit + AVD stamp duty HK$634,305 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,998
−HK$3,386/mo
▼ 0.25% · 3.875%
HK$55,678
−HK$1,706/mo
Today · 4.125%
HK$57,384
baseline
▲ 0.50% · 4.625%
HK$60,876
+HK$3,492/mo
Deposit HK$5.07M · loan HK$11.84M · min. income ≈ HK$114,768/mo (50% DSR)
Upfront cash ≈ HK$5.71M (deposit + AVD stamp duty HK$634,305 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,072
−HK$3,246/mo
▼ 0.25% · 3.875%
HK$61,683
−HK$1,635/mo
Today · 4.125%
HK$63,318
baseline
▲ 0.50% · 4.625%
HK$66,655
+HK$3,337/mo
Deposit HK$5.07M · loan HK$11.84M · min. income ≈ HK$126,636/mo (50% DSR)
Upfront cash ≈ HK$5.71M (deposit + AVD stamp duty HK$634,305 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,426
−HK$4,354/mo
▼ 0.25% · 3.875%
HK$71,586
−HK$2,194/mo
Today · 4.125%
HK$73,780
baseline
▲ 0.50% · 4.625%
HK$78,269
+HK$4,489/mo
Deposit HK$1.69M · loan HK$15.22M · min. income ≈ HK$147,560/mo (50% DSR)
Upfront cash ≈ HK$2.33M (deposit + AVD stamp duty HK$634,305 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,236
−HK$4,173/mo
▼ 0.25% · 3.875%
HK$79,307
−HK$2,102/mo
Today · 4.125%
HK$81,409
baseline
▲ 0.50% · 4.625%
HK$85,700
+HK$4,291/mo
Deposit HK$1.69M · loan HK$15.22M · min. income ≈ HK$162,818/mo (50% DSR)
Upfront cash ≈ HK$2.33M (deposit + AVD stamp duty HK$634,305 · Scale 2, in force from 26 Feb 2026)