LTV · monthly repayment
▼ 0.50% · 3.625%
HK$38,575
−HK$2,419/mo
▼ 0.25% · 3.875%
HK$39,775
−HK$1,219/mo
Today · 4.125%
HK$40,994
baseline
▲ 0.50% · 4.625%
HK$43,489
+HK$2,495/mo
Deposit HK$8.46M · loan HK$8.46M · min. income ≈ HK$81,988/mo (50% DSR)
Upfront cash ≈ HK$9.09M (deposit + AVD stamp duty HK$634,391 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,915
−HK$2,318/mo
▼ 0.25% · 3.875%
HK$44,066
−HK$1,167/mo
Today · 4.125%
HK$45,233
baseline
▲ 0.50% · 4.625%
HK$47,617
+HK$2,384/mo
Deposit HK$8.46M · loan HK$8.46M · min. income ≈ HK$90,466/mo (50% DSR)
Upfront cash ≈ HK$9.09M (deposit + AVD stamp duty HK$634,391 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,290
−HK$2,903/mo
▼ 0.25% · 3.875%
HK$47,730
−HK$1,463/mo
Today · 4.125%
HK$49,193
baseline
▲ 0.50% · 4.625%
HK$52,186
+HK$2,993/mo
Deposit HK$6.77M · loan HK$10.15M · min. income ≈ HK$98,386/mo (50% DSR)
Upfront cash ≈ HK$7.40M (deposit + AVD stamp duty HK$634,391 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,498
−HK$2,782/mo
▼ 0.25% · 3.875%
HK$52,879
−HK$1,401/mo
Today · 4.125%
HK$54,280
baseline
▲ 0.50% · 4.625%
HK$57,141
+HK$2,861/mo
Deposit HK$6.77M · loan HK$10.15M · min. income ≈ HK$108,560/mo (50% DSR)
Upfront cash ≈ HK$7.40M (deposit + AVD stamp duty HK$634,391 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,005
−HK$3,387/mo
▼ 0.25% · 3.875%
HK$55,685
−HK$1,707/mo
Today · 4.125%
HK$57,392
baseline
▲ 0.50% · 4.625%
HK$60,884
+HK$3,492/mo
Deposit HK$5.08M · loan HK$11.84M · min. income ≈ HK$114,784/mo (50% DSR)
Upfront cash ≈ HK$5.71M (deposit + AVD stamp duty HK$634,391 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,080
−HK$3,246/mo
▼ 0.25% · 3.875%
HK$61,692
−HK$1,634/mo
Today · 4.125%
HK$63,326
baseline
▲ 0.50% · 4.625%
HK$66,664
+HK$3,338/mo
Deposit HK$5.08M · loan HK$11.84M · min. income ≈ HK$126,652/mo (50% DSR)
Upfront cash ≈ HK$5.71M (deposit + AVD stamp duty HK$634,391 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,436
−HK$4,354/mo
▼ 0.25% · 3.875%
HK$71,595
−HK$2,195/mo
Today · 4.125%
HK$73,790
baseline
▲ 0.50% · 4.625%
HK$78,280
+HK$4,490/mo
Deposit HK$1.69M · loan HK$15.23M · min. income ≈ HK$147,580/mo (50% DSR)
Upfront cash ≈ HK$2.33M (deposit + AVD stamp duty HK$634,391 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,246
−HK$4,174/mo
▼ 0.25% · 3.875%
HK$79,318
−HK$2,102/mo
Today · 4.125%
HK$81,420
baseline
▲ 0.50% · 4.625%
HK$85,711
+HK$4,291/mo
Deposit HK$1.69M · loan HK$15.23M · min. income ≈ HK$162,840/mo (50% DSR)
Upfront cash ≈ HK$2.33M (deposit + AVD stamp duty HK$634,391 · Scale 2, in force from 26 Feb 2026)