LTV · monthly repayment
▼ 0.50% · 3.625%
HK$38,576
−HK$2,419/mo
▼ 0.25% · 3.875%
HK$39,776
−HK$1,219/mo
Today · 4.125%
HK$40,995
baseline
▲ 0.50% · 4.625%
HK$43,490
+HK$2,495/mo
Deposit HK$8.46M · loan HK$8.46M · min. income ≈ HK$81,990/mo (50% DSR)
Upfront cash ≈ HK$9.09M (deposit + AVD stamp duty HK$634,405 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,916
−HK$2,318/mo
▼ 0.25% · 3.875%
HK$44,067
−HK$1,167/mo
Today · 4.125%
HK$45,234
baseline
▲ 0.50% · 4.625%
HK$47,619
+HK$2,385/mo
Deposit HK$8.46M · loan HK$8.46M · min. income ≈ HK$90,468/mo (50% DSR)
Upfront cash ≈ HK$9.09M (deposit + AVD stamp duty HK$634,405 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,291
−HK$2,903/mo
▼ 0.25% · 3.875%
HK$47,731
−HK$1,463/mo
Today · 4.125%
HK$49,194
baseline
▲ 0.50% · 4.625%
HK$52,188
+HK$2,994/mo
Deposit HK$6.77M · loan HK$10.15M · min. income ≈ HK$98,388/mo (50% DSR)
Upfront cash ≈ HK$7.40M (deposit + AVD stamp duty HK$634,405 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,499
−HK$2,782/mo
▼ 0.25% · 3.875%
HK$52,880
−HK$1,401/mo
Today · 4.125%
HK$54,281
baseline
▲ 0.50% · 4.625%
HK$57,142
+HK$2,861/mo
Deposit HK$6.77M · loan HK$10.15M · min. income ≈ HK$108,562/mo (50% DSR)
Upfront cash ≈ HK$7.40M (deposit + AVD stamp duty HK$634,405 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,007
−HK$3,386/mo
▼ 0.25% · 3.875%
HK$55,687
−HK$1,706/mo
Today · 4.125%
HK$57,393
baseline
▲ 0.50% · 4.625%
HK$60,886
+HK$3,493/mo
Deposit HK$5.08M · loan HK$11.84M · min. income ≈ HK$114,786/mo (50% DSR)
Upfront cash ≈ HK$5.71M (deposit + AVD stamp duty HK$634,405 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,082
−HK$3,246/mo
▼ 0.25% · 3.875%
HK$61,693
−HK$1,635/mo
Today · 4.125%
HK$63,328
baseline
▲ 0.50% · 4.625%
HK$66,666
+HK$3,338/mo
Deposit HK$5.08M · loan HK$11.84M · min. income ≈ HK$126,656/mo (50% DSR)
Upfront cash ≈ HK$5.71M (deposit + AVD stamp duty HK$634,405 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,437
−HK$4,354/mo
▼ 0.25% · 3.875%
HK$71,597
−HK$2,194/mo
Today · 4.125%
HK$73,791
baseline
▲ 0.50% · 4.625%
HK$78,281
+HK$4,490/mo
Deposit HK$1.69M · loan HK$15.23M · min. income ≈ HK$147,582/mo (50% DSR)
Upfront cash ≈ HK$2.33M (deposit + AVD stamp duty HK$634,405 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,248
−HK$4,173/mo
▼ 0.25% · 3.875%
HK$79,320
−HK$2,101/mo
Today · 4.125%
HK$81,421
baseline
▲ 0.50% · 4.625%
HK$85,713
+HK$4,292/mo
Deposit HK$1.69M · loan HK$15.23M · min. income ≈ HK$162,842/mo (50% DSR)
Upfront cash ≈ HK$2.33M (deposit + AVD stamp duty HK$634,405 · Scale 2, in force from 26 Feb 2026)