LTV · monthly repayment
▼ 0.50% · 3.625%
HK$38,577
−HK$2,419/mo
▼ 0.25% · 3.875%
HK$39,777
−HK$1,219/mo
Today · 4.125%
HK$40,996
baseline
▲ 0.50% · 4.625%
HK$43,490
+HK$2,494/mo
Deposit HK$8.46M · loan HK$8.46M · min. income ≈ HK$81,992/mo (50% DSR)
Upfront cash ≈ HK$9.09M (deposit + AVD stamp duty HK$634,413 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,916
−HK$2,319/mo
▼ 0.25% · 3.875%
HK$44,067
−HK$1,168/mo
Today · 4.125%
HK$45,235
baseline
▲ 0.50% · 4.625%
HK$47,619
+HK$2,384/mo
Deposit HK$8.46M · loan HK$8.46M · min. income ≈ HK$90,470/mo (50% DSR)
Upfront cash ≈ HK$9.09M (deposit + AVD stamp duty HK$634,413 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,292
−HK$2,903/mo
▼ 0.25% · 3.875%
HK$47,732
−HK$1,463/mo
Today · 4.125%
HK$49,195
baseline
▲ 0.50% · 4.625%
HK$52,188
+HK$2,993/mo
Deposit HK$6.77M · loan HK$10.15M · min. income ≈ HK$98,390/mo (50% DSR)
Upfront cash ≈ HK$7.40M (deposit + AVD stamp duty HK$634,413 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,499
−HK$2,783/mo
▼ 0.25% · 3.875%
HK$52,881
−HK$1,401/mo
Today · 4.125%
HK$54,282
baseline
▲ 0.50% · 4.625%
HK$57,143
+HK$2,861/mo
Deposit HK$6.77M · loan HK$10.15M · min. income ≈ HK$108,564/mo (50% DSR)
Upfront cash ≈ HK$7.40M (deposit + AVD stamp duty HK$634,413 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,007
−HK$3,387/mo
▼ 0.25% · 3.875%
HK$55,687
−HK$1,707/mo
Today · 4.125%
HK$57,394
baseline
▲ 0.50% · 4.625%
HK$60,886
+HK$3,492/mo
Deposit HK$5.08M · loan HK$11.84M · min. income ≈ HK$114,788/mo (50% DSR)
Upfront cash ≈ HK$5.71M (deposit + AVD stamp duty HK$634,413 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,083
−HK$3,246/mo
▼ 0.25% · 3.875%
HK$61,694
−HK$1,635/mo
Today · 4.125%
HK$63,329
baseline
▲ 0.50% · 4.625%
HK$66,667
+HK$3,338/mo
Deposit HK$5.08M · loan HK$11.84M · min. income ≈ HK$126,658/mo (50% DSR)
Upfront cash ≈ HK$5.71M (deposit + AVD stamp duty HK$634,413 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,438
−HK$4,354/mo
▼ 0.25% · 3.875%
HK$71,598
−HK$2,194/mo
Today · 4.125%
HK$73,792
baseline
▲ 0.50% · 4.625%
HK$78,282
+HK$4,490/mo
Deposit HK$1.69M · loan HK$15.23M · min. income ≈ HK$147,584/mo (50% DSR)
Upfront cash ≈ HK$2.33M (deposit + AVD stamp duty HK$634,413 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,249
−HK$4,174/mo
▼ 0.25% · 3.875%
HK$79,321
−HK$2,102/mo
Today · 4.125%
HK$81,423
baseline
▲ 0.50% · 4.625%
HK$85,714
+HK$4,291/mo
Deposit HK$1.69M · loan HK$15.23M · min. income ≈ HK$162,846/mo (50% DSR)
Upfront cash ≈ HK$2.33M (deposit + AVD stamp duty HK$634,413 · Scale 2, in force from 26 Feb 2026)