LTV · monthly repayment
▼ 0.50% · 3.625%
HK$38,578
−HK$2,419/mo
▼ 0.25% · 3.875%
HK$39,778
−HK$1,219/mo
Today · 4.125%
HK$40,997
baseline
▲ 0.50% · 4.625%
HK$43,492
+HK$2,495/mo
Deposit HK$8.46M · loan HK$8.46M · min. income ≈ HK$81,994/mo (50% DSR)
Upfront cash ≈ HK$9.09M (deposit + AVD stamp duty HK$634,432 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,917
−HK$2,319/mo
▼ 0.25% · 3.875%
HK$44,068
−HK$1,168/mo
Today · 4.125%
HK$45,236
baseline
▲ 0.50% · 4.625%
HK$47,621
+HK$2,385/mo
Deposit HK$8.46M · loan HK$8.46M · min. income ≈ HK$90,472/mo (50% DSR)
Upfront cash ≈ HK$9.09M (deposit + AVD stamp duty HK$634,432 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,293
−HK$2,903/mo
▼ 0.25% · 3.875%
HK$47,733
−HK$1,463/mo
Today · 4.125%
HK$49,196
baseline
▲ 0.50% · 4.625%
HK$52,190
+HK$2,994/mo
Deposit HK$6.77M · loan HK$10.15M · min. income ≈ HK$98,392/mo (50% DSR)
Upfront cash ≈ HK$7.40M (deposit + AVD stamp duty HK$634,432 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,501
−HK$2,782/mo
▼ 0.25% · 3.875%
HK$52,882
−HK$1,401/mo
Today · 4.125%
HK$54,283
baseline
▲ 0.50% · 4.625%
HK$57,145
+HK$2,862/mo
Deposit HK$6.77M · loan HK$10.15M · min. income ≈ HK$108,566/mo (50% DSR)
Upfront cash ≈ HK$7.40M (deposit + AVD stamp duty HK$634,432 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,009
−HK$3,387/mo
▼ 0.25% · 3.875%
HK$55,689
−HK$1,707/mo
Today · 4.125%
HK$57,396
baseline
▲ 0.50% · 4.625%
HK$60,888
+HK$3,492/mo
Deposit HK$5.08M · loan HK$11.84M · min. income ≈ HK$114,792/mo (50% DSR)
Upfront cash ≈ HK$5.71M (deposit + AVD stamp duty HK$634,432 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,084
−HK$3,247/mo
▼ 0.25% · 3.875%
HK$61,696
−HK$1,635/mo
Today · 4.125%
HK$63,331
baseline
▲ 0.50% · 4.625%
HK$66,669
+HK$3,338/mo
Deposit HK$5.08M · loan HK$11.84M · min. income ≈ HK$126,662/mo (50% DSR)
Upfront cash ≈ HK$5.71M (deposit + AVD stamp duty HK$634,432 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,440
−HK$4,355/mo
▼ 0.25% · 3.875%
HK$71,600
−HK$2,195/mo
Today · 4.125%
HK$73,795
baseline
▲ 0.50% · 4.625%
HK$78,285
+HK$4,490/mo
Deposit HK$1.69M · loan HK$15.23M · min. income ≈ HK$147,590/mo (50% DSR)
Upfront cash ≈ HK$2.33M (deposit + AVD stamp duty HK$634,432 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,251
−HK$4,174/mo
▼ 0.25% · 3.875%
HK$79,323
−HK$2,102/mo
Today · 4.125%
HK$81,425
baseline
▲ 0.50% · 4.625%
HK$85,717
+HK$4,292/mo
Deposit HK$1.69M · loan HK$15.23M · min. income ≈ HK$162,850/mo (50% DSR)
Upfront cash ≈ HK$2.33M (deposit + AVD stamp duty HK$634,432 · Scale 2, in force from 26 Feb 2026)