LTV · monthly repayment
▼ 0.50% · 3.625%
HK$38,578
−HK$2,419/mo
▼ 0.25% · 3.875%
HK$39,778
−HK$1,219/mo
Today · 4.125%
HK$40,997
baseline
▲ 0.50% · 4.625%
HK$43,492
+HK$2,495/mo
Deposit HK$8.46M · loan HK$8.46M · min. income ≈ HK$81,994/mo (50% DSR)
Upfront cash ≈ HK$9.09M (deposit + AVD stamp duty HK$634,439 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,918
−HK$2,319/mo
▼ 0.25% · 3.875%
HK$44,069
−HK$1,168/mo
Today · 4.125%
HK$45,237
baseline
▲ 0.50% · 4.625%
HK$47,621
+HK$2,384/mo
Deposit HK$8.46M · loan HK$8.46M · min. income ≈ HK$90,474/mo (50% DSR)
Upfront cash ≈ HK$9.09M (deposit + AVD stamp duty HK$634,439 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,294
−HK$2,903/mo
▼ 0.25% · 3.875%
HK$47,734
−HK$1,463/mo
Today · 4.125%
HK$49,197
baseline
▲ 0.50% · 4.625%
HK$52,190
+HK$2,993/mo
Deposit HK$6.77M · loan HK$10.15M · min. income ≈ HK$98,394/mo (50% DSR)
Upfront cash ≈ HK$7.40M (deposit + AVD stamp duty HK$634,439 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,501
−HK$2,783/mo
▼ 0.25% · 3.875%
HK$52,883
−HK$1,401/mo
Today · 4.125%
HK$54,284
baseline
▲ 0.50% · 4.625%
HK$57,145
+HK$2,861/mo
Deposit HK$6.77M · loan HK$10.15M · min. income ≈ HK$108,568/mo (50% DSR)
Upfront cash ≈ HK$7.40M (deposit + AVD stamp duty HK$634,439 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,010
−HK$3,386/mo
▼ 0.25% · 3.875%
HK$55,690
−HK$1,706/mo
Today · 4.125%
HK$57,396
baseline
▲ 0.50% · 4.625%
HK$60,889
+HK$3,493/mo
Deposit HK$5.08M · loan HK$11.84M · min. income ≈ HK$114,792/mo (50% DSR)
Upfront cash ≈ HK$5.71M (deposit + AVD stamp duty HK$634,439 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,085
−HK$3,246/mo
▼ 0.25% · 3.875%
HK$61,696
−HK$1,635/mo
Today · 4.125%
HK$63,331
baseline
▲ 0.50% · 4.625%
HK$66,670
+HK$3,339/mo
Deposit HK$5.08M · loan HK$11.84M · min. income ≈ HK$126,662/mo (50% DSR)
Upfront cash ≈ HK$5.71M (deposit + AVD stamp duty HK$634,439 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,441
−HK$4,354/mo
▼ 0.25% · 3.875%
HK$71,601
−HK$2,194/mo
Today · 4.125%
HK$73,795
baseline
▲ 0.50% · 4.625%
HK$78,286
+HK$4,491/mo
Deposit HK$1.69M · loan HK$15.23M · min. income ≈ HK$147,590/mo (50% DSR)
Upfront cash ≈ HK$2.33M (deposit + AVD stamp duty HK$634,439 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,252
−HK$4,174/mo
▼ 0.25% · 3.875%
HK$79,324
−HK$2,102/mo
Today · 4.125%
HK$81,426
baseline
▲ 0.50% · 4.625%
HK$85,718
+HK$4,292/mo
Deposit HK$1.69M · loan HK$15.23M · min. income ≈ HK$162,852/mo (50% DSR)
Upfront cash ≈ HK$2.33M (deposit + AVD stamp duty HK$634,439 · Scale 2, in force from 26 Feb 2026)