LTV · monthly repayment
▼ 0.50% · 3.625%
HK$38,579
−HK$2,419/mo
▼ 0.25% · 3.875%
HK$39,779
−HK$1,219/mo
Today · 4.125%
HK$40,998
baseline
▲ 0.50% · 4.625%
HK$43,493
+HK$2,495/mo
Deposit HK$8.46M · loan HK$8.46M · min. income ≈ HK$81,996/mo (50% DSR)
Upfront cash ≈ HK$9.09M (deposit + AVD stamp duty HK$634,456 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,919
−HK$2,319/mo
▼ 0.25% · 3.875%
HK$44,070
−HK$1,168/mo
Today · 4.125%
HK$45,238
baseline
▲ 0.50% · 4.625%
HK$47,622
+HK$2,384/mo
Deposit HK$8.46M · loan HK$8.46M · min. income ≈ HK$90,476/mo (50% DSR)
Upfront cash ≈ HK$9.09M (deposit + AVD stamp duty HK$634,456 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,295
−HK$2,903/mo
▼ 0.25% · 3.875%
HK$47,735
−HK$1,463/mo
Today · 4.125%
HK$49,198
baseline
▲ 0.50% · 4.625%
HK$52,192
+HK$2,994/mo
Deposit HK$6.77M · loan HK$10.15M · min. income ≈ HK$98,396/mo (50% DSR)
Upfront cash ≈ HK$7.40M (deposit + AVD stamp duty HK$634,456 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,503
−HK$2,782/mo
▼ 0.25% · 3.875%
HK$52,884
−HK$1,401/mo
Today · 4.125%
HK$54,285
baseline
▲ 0.50% · 4.625%
HK$57,147
+HK$2,862/mo
Deposit HK$6.77M · loan HK$10.15M · min. income ≈ HK$108,570/mo (50% DSR)
Upfront cash ≈ HK$7.40M (deposit + AVD stamp duty HK$634,456 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,011
−HK$3,387/mo
▼ 0.25% · 3.875%
HK$55,691
−HK$1,707/mo
Today · 4.125%
HK$57,398
baseline
▲ 0.50% · 4.625%
HK$60,890
+HK$3,492/mo
Deposit HK$5.08M · loan HK$11.84M · min. income ≈ HK$114,796/mo (50% DSR)
Upfront cash ≈ HK$5.71M (deposit + AVD stamp duty HK$634,456 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,087
−HK$3,246/mo
▼ 0.25% · 3.875%
HK$61,698
−HK$1,635/mo
Today · 4.125%
HK$63,333
baseline
▲ 0.50% · 4.625%
HK$66,671
+HK$3,338/mo
Deposit HK$5.08M · loan HK$11.84M · min. income ≈ HK$126,666/mo (50% DSR)
Upfront cash ≈ HK$5.71M (deposit + AVD stamp duty HK$634,456 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,443
−HK$4,354/mo
▼ 0.25% · 3.875%
HK$71,603
−HK$2,194/mo
Today · 4.125%
HK$73,797
baseline
▲ 0.50% · 4.625%
HK$78,288
+HK$4,491/mo
Deposit HK$1.69M · loan HK$15.23M · min. income ≈ HK$147,594/mo (50% DSR)
Upfront cash ≈ HK$2.33M (deposit + AVD stamp duty HK$634,456 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,254
−HK$4,174/mo
▼ 0.25% · 3.875%
HK$79,326
−HK$2,102/mo
Today · 4.125%
HK$81,428
baseline
▲ 0.50% · 4.625%
HK$85,720
+HK$4,292/mo
Deposit HK$1.69M · loan HK$15.23M · min. income ≈ HK$162,856/mo (50% DSR)
Upfront cash ≈ HK$2.33M (deposit + AVD stamp duty HK$634,456 · Scale 2, in force from 26 Feb 2026)