LTV · monthly repayment
▼ 0.50% · 3.625%
HK$38,581
−HK$2,420/mo
▼ 0.25% · 3.875%
HK$39,781
−HK$1,220/mo
Today · 4.125%
HK$41,001
baseline
▲ 0.50% · 4.625%
HK$43,495
+HK$2,494/mo
Deposit HK$8.46M · loan HK$8.46M · min. income ≈ HK$82,002/mo (50% DSR)
Upfront cash ≈ HK$9.09M (deposit + AVD stamp duty HK$634,489 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,921
−HK$2,319/mo
▼ 0.25% · 3.875%
HK$44,072
−HK$1,168/mo
Today · 4.125%
HK$45,240
baseline
▲ 0.50% · 4.625%
HK$47,625
+HK$2,385/mo
Deposit HK$8.46M · loan HK$8.46M · min. income ≈ HK$90,480/mo (50% DSR)
Upfront cash ≈ HK$9.09M (deposit + AVD stamp duty HK$634,489 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,297
−HK$2,904/mo
▼ 0.25% · 3.875%
HK$47,738
−HK$1,463/mo
Today · 4.125%
HK$49,201
baseline
▲ 0.50% · 4.625%
HK$52,194
+HK$2,993/mo
Deposit HK$6.77M · loan HK$10.15M · min. income ≈ HK$98,402/mo (50% DSR)
Upfront cash ≈ HK$7.40M (deposit + AVD stamp duty HK$634,489 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,505
−HK$2,783/mo
▼ 0.25% · 3.875%
HK$52,887
−HK$1,401/mo
Today · 4.125%
HK$54,288
baseline
▲ 0.50% · 4.625%
HK$57,150
+HK$2,862/mo
Deposit HK$6.77M · loan HK$10.15M · min. income ≈ HK$108,576/mo (50% DSR)
Upfront cash ≈ HK$7.40M (deposit + AVD stamp duty HK$634,489 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,014
−HK$3,387/mo
▼ 0.25% · 3.875%
HK$55,694
−HK$1,707/mo
Today · 4.125%
HK$57,401
baseline
▲ 0.50% · 4.625%
HK$60,894
+HK$3,493/mo
Deposit HK$5.08M · loan HK$11.84M · min. income ≈ HK$114,802/mo (50% DSR)
Upfront cash ≈ HK$5.71M (deposit + AVD stamp duty HK$634,489 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,090
−HK$3,246/mo
▼ 0.25% · 3.875%
HK$61,701
−HK$1,635/mo
Today · 4.125%
HK$63,336
baseline
▲ 0.50% · 4.625%
HK$66,675
+HK$3,339/mo
Deposit HK$5.08M · loan HK$11.84M · min. income ≈ HK$126,672/mo (50% DSR)
Upfront cash ≈ HK$5.71M (deposit + AVD stamp duty HK$634,489 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,446
−HK$4,355/mo
▼ 0.25% · 3.875%
HK$71,606
−HK$2,195/mo
Today · 4.125%
HK$73,801
baseline
▲ 0.50% · 4.625%
HK$78,292
+HK$4,491/mo
Deposit HK$1.69M · loan HK$15.23M · min. income ≈ HK$147,602/mo (50% DSR)
Upfront cash ≈ HK$2.33M (deposit + AVD stamp duty HK$634,489 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,258
−HK$4,174/mo
▼ 0.25% · 3.875%
HK$79,330
−HK$2,102/mo
Today · 4.125%
HK$81,432
baseline
▲ 0.50% · 4.625%
HK$85,725
+HK$4,293/mo
Deposit HK$1.69M · loan HK$15.23M · min. income ≈ HK$162,864/mo (50% DSR)
Upfront cash ≈ HK$2.33M (deposit + AVD stamp duty HK$634,489 · Scale 2, in force from 26 Feb 2026)