LTV · monthly repayment
▼ 0.50% · 3.625%
HK$38,582
−HK$2,419/mo
▼ 0.25% · 3.875%
HK$39,782
−HK$1,219/mo
Today · 4.125%
HK$41,001
baseline
▲ 0.50% · 4.625%
HK$43,496
+HK$2,495/mo
Deposit HK$8.46M · loan HK$8.46M · min. income ≈ HK$82,002/mo (50% DSR)
Upfront cash ≈ HK$9.09M (deposit + AVD stamp duty HK$634,500 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,922
−HK$2,319/mo
▼ 0.25% · 3.875%
HK$44,073
−HK$1,168/mo
Today · 4.125%
HK$45,241
baseline
▲ 0.50% · 4.625%
HK$47,626
+HK$2,385/mo
Deposit HK$8.46M · loan HK$8.46M · min. income ≈ HK$90,482/mo (50% DSR)
Upfront cash ≈ HK$9.09M (deposit + AVD stamp duty HK$634,500 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,298
−HK$2,904/mo
▼ 0.25% · 3.875%
HK$47,738
−HK$1,464/mo
Today · 4.125%
HK$49,202
baseline
▲ 0.50% · 4.625%
HK$52,195
+HK$2,993/mo
Deposit HK$6.77M · loan HK$10.15M · min. income ≈ HK$98,404/mo (50% DSR)
Upfront cash ≈ HK$7.40M (deposit + AVD stamp duty HK$634,500 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,506
−HK$2,783/mo
▼ 0.25% · 3.875%
HK$52,888
−HK$1,401/mo
Today · 4.125%
HK$54,289
baseline
▲ 0.50% · 4.625%
HK$57,151
+HK$2,862/mo
Deposit HK$6.77M · loan HK$10.15M · min. income ≈ HK$108,578/mo (50% DSR)
Upfront cash ≈ HK$7.40M (deposit + AVD stamp duty HK$634,500 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,015
−HK$3,387/mo
▼ 0.25% · 3.875%
HK$55,695
−HK$1,707/mo
Today · 4.125%
HK$57,402
baseline
▲ 0.50% · 4.625%
HK$60,895
+HK$3,493/mo
Deposit HK$5.08M · loan HK$11.84M · min. income ≈ HK$114,804/mo (50% DSR)
Upfront cash ≈ HK$5.71M (deposit + AVD stamp duty HK$634,500 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,091
−HK$3,246/mo
▼ 0.25% · 3.875%
HK$61,702
−HK$1,635/mo
Today · 4.125%
HK$63,337
baseline
▲ 0.50% · 4.625%
HK$66,676
+HK$3,339/mo
Deposit HK$5.08M · loan HK$11.84M · min. income ≈ HK$126,674/mo (50% DSR)
Upfront cash ≈ HK$5.71M (deposit + AVD stamp duty HK$634,500 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,447
−HK$4,355/mo
▼ 0.25% · 3.875%
HK$71,608
−HK$2,194/mo
Today · 4.125%
HK$73,802
baseline
▲ 0.50% · 4.625%
HK$78,293
+HK$4,491/mo
Deposit HK$1.69M · loan HK$15.23M · min. income ≈ HK$147,604/mo (50% DSR)
Upfront cash ≈ HK$2.33M (deposit + AVD stamp duty HK$634,500 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,260
−HK$4,174/mo
▼ 0.25% · 3.875%
HK$79,332
−HK$2,102/mo
Today · 4.125%
HK$81,434
baseline
▲ 0.50% · 4.625%
HK$85,726
+HK$4,292/mo
Deposit HK$1.69M · loan HK$15.23M · min. income ≈ HK$162,868/mo (50% DSR)
Upfront cash ≈ HK$2.33M (deposit + AVD stamp duty HK$634,500 · Scale 2, in force from 26 Feb 2026)