LTV · monthly repayment
▼ 0.50% · 3.625%
HK$38,583
−HK$2,420/mo
▼ 0.25% · 3.875%
HK$39,783
−HK$1,220/mo
Today · 4.125%
HK$41,003
baseline
▲ 0.50% · 4.625%
HK$43,497
+HK$2,494/mo
Deposit HK$8.46M · loan HK$8.46M · min. income ≈ HK$82,006/mo (50% DSR)
Upfront cash ≈ HK$9.09M (deposit + AVD stamp duty HK$634,518 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,923
−HK$2,319/mo
▼ 0.25% · 3.875%
HK$44,074
−HK$1,168/mo
Today · 4.125%
HK$45,242
baseline
▲ 0.50% · 4.625%
HK$47,627
+HK$2,385/mo
Deposit HK$8.46M · loan HK$8.46M · min. income ≈ HK$90,484/mo (50% DSR)
Upfront cash ≈ HK$9.09M (deposit + AVD stamp duty HK$634,518 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,300
−HK$2,903/mo
▼ 0.25% · 3.875%
HK$47,740
−HK$1,463/mo
Today · 4.125%
HK$49,203
baseline
▲ 0.50% · 4.625%
HK$52,197
+HK$2,994/mo
Deposit HK$6.77M · loan HK$10.15M · min. income ≈ HK$98,406/mo (50% DSR)
Upfront cash ≈ HK$7.40M (deposit + AVD stamp duty HK$634,518 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,508
−HK$2,783/mo
▼ 0.25% · 3.875%
HK$52,889
−HK$1,402/mo
Today · 4.125%
HK$54,291
baseline
▲ 0.50% · 4.625%
HK$57,152
+HK$2,861/mo
Deposit HK$6.77M · loan HK$10.15M · min. income ≈ HK$108,582/mo (50% DSR)
Upfront cash ≈ HK$7.40M (deposit + AVD stamp duty HK$634,518 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,016
−HK$3,388/mo
▼ 0.25% · 3.875%
HK$55,696
−HK$1,708/mo
Today · 4.125%
HK$57,404
baseline
▲ 0.50% · 4.625%
HK$60,896
+HK$3,492/mo
Deposit HK$5.08M · loan HK$11.84M · min. income ≈ HK$114,808/mo (50% DSR)
Upfront cash ≈ HK$5.71M (deposit + AVD stamp duty HK$634,518 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,093
−HK$3,246/mo
▼ 0.25% · 3.875%
HK$61,704
−HK$1,635/mo
Today · 4.125%
HK$63,339
baseline
▲ 0.50% · 4.625%
HK$66,678
+HK$3,339/mo
Deposit HK$5.08M · loan HK$11.84M · min. income ≈ HK$126,678/mo (50% DSR)
Upfront cash ≈ HK$5.71M (deposit + AVD stamp duty HK$634,518 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,449
−HK$4,356/mo
▼ 0.25% · 3.875%
HK$71,610
−HK$2,195/mo
Today · 4.125%
HK$73,805
baseline
▲ 0.50% · 4.625%
HK$78,295
+HK$4,490/mo
Deposit HK$1.69M · loan HK$15.23M · min. income ≈ HK$147,610/mo (50% DSR)
Upfront cash ≈ HK$2.33M (deposit + AVD stamp duty HK$634,518 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,262
−HK$4,174/mo
▼ 0.25% · 3.875%
HK$79,334
−HK$2,102/mo
Today · 4.125%
HK$81,436
baseline
▲ 0.50% · 4.625%
HK$85,729
+HK$4,293/mo
Deposit HK$1.69M · loan HK$15.23M · min. income ≈ HK$162,872/mo (50% DSR)
Upfront cash ≈ HK$2.33M (deposit + AVD stamp duty HK$634,518 · Scale 2, in force from 26 Feb 2026)