LTV · monthly repayment
▼ 0.50% · 3.625%
HK$38,583
−HK$2,420/mo
▼ 0.25% · 3.875%
HK$39,783
−HK$1,220/mo
Today · 4.125%
HK$41,003
baseline
▲ 0.50% · 4.625%
HK$43,498
+HK$2,495/mo
Deposit HK$8.46M · loan HK$8.46M · min. income ≈ HK$82,006/mo (50% DSR)
Upfront cash ≈ HK$9.09M (deposit + AVD stamp duty HK$634,523 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,924
−HK$2,319/mo
▼ 0.25% · 3.875%
HK$44,075
−HK$1,168/mo
Today · 4.125%
HK$45,243
baseline
▲ 0.50% · 4.625%
HK$47,627
+HK$2,384/mo
Deposit HK$8.46M · loan HK$8.46M · min. income ≈ HK$90,486/mo (50% DSR)
Upfront cash ≈ HK$9.09M (deposit + AVD stamp duty HK$634,523 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,300
−HK$2,903/mo
▼ 0.25% · 3.875%
HK$47,740
−HK$1,463/mo
Today · 4.125%
HK$49,203
baseline
▲ 0.50% · 4.625%
HK$52,197
+HK$2,994/mo
Deposit HK$6.77M · loan HK$10.15M · min. income ≈ HK$98,406/mo (50% DSR)
Upfront cash ≈ HK$7.40M (deposit + AVD stamp duty HK$634,523 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,508
−HK$2,783/mo
▼ 0.25% · 3.875%
HK$52,890
−HK$1,401/mo
Today · 4.125%
HK$54,291
baseline
▲ 0.50% · 4.625%
HK$57,153
+HK$2,862/mo
Deposit HK$6.77M · loan HK$10.15M · min. income ≈ HK$108,582/mo (50% DSR)
Upfront cash ≈ HK$7.40M (deposit + AVD stamp duty HK$634,523 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,017
−HK$3,387/mo
▼ 0.25% · 3.875%
HK$55,697
−HK$1,707/mo
Today · 4.125%
HK$57,404
baseline
▲ 0.50% · 4.625%
HK$60,897
+HK$3,493/mo
Deposit HK$5.08M · loan HK$11.84M · min. income ≈ HK$114,808/mo (50% DSR)
Upfront cash ≈ HK$5.71M (deposit + AVD stamp duty HK$634,523 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,093
−HK$3,247/mo
▼ 0.25% · 3.875%
HK$61,705
−HK$1,635/mo
Today · 4.125%
HK$63,340
baseline
▲ 0.50% · 4.625%
HK$66,678
+HK$3,338/mo
Deposit HK$5.08M · loan HK$11.84M · min. income ≈ HK$126,680/mo (50% DSR)
Upfront cash ≈ HK$5.71M (deposit + AVD stamp duty HK$634,523 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,450
−HK$4,355/mo
▼ 0.25% · 3.875%
HK$71,610
−HK$2,195/mo
Today · 4.125%
HK$73,805
baseline
▲ 0.50% · 4.625%
HK$78,296
+HK$4,491/mo
Deposit HK$1.69M · loan HK$15.23M · min. income ≈ HK$147,610/mo (50% DSR)
Upfront cash ≈ HK$2.33M (deposit + AVD stamp duty HK$634,523 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,262
−HK$4,175/mo
▼ 0.25% · 3.875%
HK$79,334
−HK$2,103/mo
Today · 4.125%
HK$81,437
baseline
▲ 0.50% · 4.625%
HK$85,729
+HK$4,292/mo
Deposit HK$1.69M · loan HK$15.23M · min. income ≈ HK$162,874/mo (50% DSR)
Upfront cash ≈ HK$2.33M (deposit + AVD stamp duty HK$634,523 · Scale 2, in force from 26 Feb 2026)