LTV · monthly repayment
▼ 0.50% · 3.625%
HK$38,584
−HK$2,419/mo
▼ 0.25% · 3.875%
HK$39,784
−HK$1,219/mo
Today · 4.125%
HK$41,003
baseline
▲ 0.50% · 4.625%
HK$43,498
+HK$2,495/mo
Deposit HK$8.46M · loan HK$8.46M · min. income ≈ HK$82,006/mo (50% DSR)
Upfront cash ≈ HK$9.09M (deposit + AVD stamp duty HK$634,530 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,924
−HK$2,319/mo
▼ 0.25% · 3.875%
HK$44,075
−HK$1,168/mo
Today · 4.125%
HK$45,243
baseline
▲ 0.50% · 4.625%
HK$47,628
+HK$2,385/mo
Deposit HK$8.46M · loan HK$8.46M · min. income ≈ HK$90,486/mo (50% DSR)
Upfront cash ≈ HK$9.09M (deposit + AVD stamp duty HK$634,530 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,300
−HK$2,904/mo
▼ 0.25% · 3.875%
HK$47,741
−HK$1,463/mo
Today · 4.125%
HK$49,204
baseline
▲ 0.50% · 4.625%
HK$52,198
+HK$2,994/mo
Deposit HK$6.77M · loan HK$10.15M · min. income ≈ HK$98,408/mo (50% DSR)
Upfront cash ≈ HK$7.40M (deposit + AVD stamp duty HK$634,530 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,509
−HK$2,783/mo
▼ 0.25% · 3.875%
HK$52,890
−HK$1,402/mo
Today · 4.125%
HK$54,292
baseline
▲ 0.50% · 4.625%
HK$57,153
+HK$2,861/mo
Deposit HK$6.77M · loan HK$10.15M · min. income ≈ HK$108,584/mo (50% DSR)
Upfront cash ≈ HK$7.40M (deposit + AVD stamp duty HK$634,530 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,017
−HK$3,388/mo
▼ 0.25% · 3.875%
HK$55,697
−HK$1,708/mo
Today · 4.125%
HK$57,405
baseline
▲ 0.50% · 4.625%
HK$60,897
+HK$3,492/mo
Deposit HK$5.08M · loan HK$11.84M · min. income ≈ HK$114,810/mo (50% DSR)
Upfront cash ≈ HK$5.71M (deposit + AVD stamp duty HK$634,530 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,094
−HK$3,246/mo
▼ 0.25% · 3.875%
HK$61,705
−HK$1,635/mo
Today · 4.125%
HK$63,340
baseline
▲ 0.50% · 4.625%
HK$66,679
+HK$3,339/mo
Deposit HK$5.08M · loan HK$11.84M · min. income ≈ HK$126,680/mo (50% DSR)
Upfront cash ≈ HK$5.71M (deposit + AVD stamp duty HK$634,530 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,451
−HK$4,355/mo
▼ 0.25% · 3.875%
HK$71,611
−HK$2,195/mo
Today · 4.125%
HK$73,806
baseline
▲ 0.50% · 4.625%
HK$78,297
+HK$4,491/mo
Deposit HK$1.69M · loan HK$15.23M · min. income ≈ HK$147,612/mo (50% DSR)
Upfront cash ≈ HK$2.33M (deposit + AVD stamp duty HK$634,530 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,263
−HK$4,174/mo
▼ 0.25% · 3.875%
HK$79,335
−HK$2,102/mo
Today · 4.125%
HK$81,437
baseline
▲ 0.50% · 4.625%
HK$85,730
+HK$4,293/mo
Deposit HK$1.69M · loan HK$15.23M · min. income ≈ HK$162,874/mo (50% DSR)
Upfront cash ≈ HK$2.33M (deposit + AVD stamp duty HK$634,530 · Scale 2, in force from 26 Feb 2026)